Employees enjoy rewards today and for years to come
Environics Research studies show that many Canadians have not taken the necessary steps to ensure an enjoyable retirement. Almost half of working Canadians do not know how much money they will need, or in fact, believe they will not have enough money to retire comfortably.
Give your employees the tools they need to build a secure future today
By offering your employees the opportunity to participate in TD Future Builder, you are giving them the tools and support they need to help them build the future they envision for themselves. This includes assistance and information at any branch in our nation-wide TD Canada Trust network.
Immediate tax savings start with the first deposit
TD Future Builder provides your employees with immediate and long-term advantages starting with their first deposit. When employees invest in a Group Retirement Savings Plan (RSP) through payroll deductions, they receive an immediate tax deferral. It's like getting a tax refund on every pay instead of at the end of the year.
The power of compounding and dollar-cost-averaging
The immediate tax advantage of payroll deposits means more money goes to work faster and has more time to compound. It also means employees can take advantage of dollar-cost-averaging, purchasing investments throughout the year in a more cost-effective manner.