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Small Business

Account Related and Administration Fees


Effective April 1, 2012. All fees subject to change.

Transaction Fees
Internet Banking Fees
Cheque Handling
Searches/Notices
Collection Items
Drafts
Account Handling
Recordkeeping
Account Inquiries
Safety Deposit Boxes
Wire Payments

TRANSACTION FEESCanadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Transactions – Chequing Accounts without a Service Plan
- Fee per transaction (refer to Business Account Service Plan page for full details on what a transaction is)$1.00$1.00
Deposit Content – Chequing Accounts without a Service Plan
- Fee per item deposited2$0.22$0.22
- Cash (paper currency and coin) deposits3 per $1,000$2.50$2.50
- Fee per uncounted batch4$8.00$8.00
Deposit Content – All Chequing Accounts
- In branch - paper currency supplied per $1,000$2.00$2.00
- Direct delivered - paper currency supplied per 100 notes5 (Requires the customer to contact and pay for a TD Canada Trust approved armoured car delivery service)$0.50$0.50
- Coin supplied per roll$0.12$0.12
Requests for Funds Transfer Fee (to Branch)
Transfer between a customer's own TD Canada Trust accounts, if requested to branch by telephone, mail or facsimile$5.00$5.00
Bill Payments
- In-branch
paid by cash or cheque(Handling Fee)		$1.00n/a
Non-sufficient Funds
(cheques, pre-authorized payments,
postdated bill payments,
TD Canada Trust loan payments, etc.)
- Returned$42.50$42.50
- Paid (plus overdraft interest
charges)		$5.00$5.00
ATM
- Interac$1.50n/a
Plus System6
- Handling Fee within U.S.
and Mexico		$3.00n/a
- Handling Fee outside Canada, U.S.,
and Mexico		$5.00n/a


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INTERNET BANKING FEESCanadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Tax Payment and filing
- per payment and filing		$2.00$2.00
EasyWeb View Cheque Service7
- per cheque image		$1.50$1.50
Send an Interac e-Transfer
- per transfer		$1.50n/a
Receive Interac e-TransferFREEn/a


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CHEQUE HANDLINGCanadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Cheque Certification
- Account holder$10.00$10.00
- Non-account holder$15.00$15.00
Stop Payments
(cheque or pre-authorized payment)
- With complete details$12.50$12.50
- With incomplete details$17.50$17.50
Cheque Not Written in Currency
of Account
$20.00$20.00
Returned Item
(includes mail advice to payee)		$5.00$5.00


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SEARCHES/NOTICESCanadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Searches (e.g. cheque copy)
- If processed within past 90 days
(per item)		$5.00$5.00
- If processed prior to past 90 days
(per item)		$15.00$15.00
Inactive/Dormant & Unclaimed Deposit Fee
- 2-year fee$20.00$20.00
- 5-year fee$30.00$30.00
- 9-year fee$35.00$35.00


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COLLECTION ITEMS8Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Canadian or U.S. Cheque Sent for Re-presentment Within Canada$30.00$30.00
Outgoing Cheque Collections9
Canadian Dollar, U.S. Dollar or foreign currency cheques payable outside of Canada		0.20% min. $30 max. $1500.20% min. $30 max. $150
Collection Item Returned Unpaid$15.00$15.00


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DRAFTS10,11Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Any Canadian, U.S., Foreign, International Draft$7.50$7.50
Request for refund or replacement of lost or stolen draft$10.00$10.00


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ACCOUNT HANDLINGCanadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Account Closed Within 90 Days of Opening - (except for account transfers within TD Canada Trust)$15.00$15.00
Bank Confirmation$25.00$25.00
Certificate of Balance$10.00$10.00
Transfer/Payment
Sent by Mail10		Draft price
(plus postage)		Draft price
(plus postage)
Transfer Confirmation
by Mail or Fax		$2.00$2.00
Account Balance Transferred
to Another Financial Institution
(per account)		$15.00$15.00
Express Deposit Bags
See D+HTM Business ChequeSelector catalogue for pricing		NANA
Electronic Bill Payment Service Set up Fee$125$125


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RECORDKEEPINGCanadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Online StatementFREEFREE
PaperlessFREEFREE
Paper Statement$2.00$2.00
Business Chequing Account Service Plan 1-7, Pay-as you-go
- Month-end statement$2.00$2.00
- Each additional statement$2.00$2.00
Business Chequing Account Service Plan 8, Community Plan, Community Plan Plus
- Month-end statementFREEFREE
- Each additional statement$2.00$2.00
Other Chequing Accounts
- Month-end statement$5.00$5.00
- Each additional statement$5.00$5.00
Business Savings AccountFREEFREE
Duplicate Paper Statement$2.00$2.00
Interim Statement
- In-branch$1.00$1.00
- Green Machine$1.00NA
- EasyLine via fax (per page)$2.50$2.50
- Monthly recordkeeping fee (passbook)12$2.25$2.25


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ACCOUNT INQUIRIESApplicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
Account Information
(balance inquiries & account activity)
Outgoing Cheque Collections9

Canadian Dollar, U.S. Dollar, or foreign currency cheques payable outside of Canada		$30.00
- In-branch by telephone or in
person (per request)		$5.00
- EasyLine or EasyWebFREE
- TD mobile app
log in anytime, anywhere using the same credentials as EasyWeb on an iPhone, Blackberry, or Android device		FREE
Credit Reports
Inquiry in Canada, written
- Per hour$40.00
- Minimum$18.50
Inquiry outside Canada, written
- Per hour$40.00
- Minimum$23.00


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SAFETY DEPOSIT BOXESApplicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
Size13
- Small (1.0-9.0 sq. inches)$60.00
- Medium (9.1-17.5 sq. inches)$85.00
- Large (17.6-27.0 sq. inches)$125.00
- X-Large/Super Large
(27.1 sq. inches and greater)		$5.00/sq. inch
Annual Billing Fee notice$5.00
Late payment fee$5.00
Box Maintenance Fee
- drilling fee$200.00
- replacement key$50.00


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WIRE PAYMENTS8,14Applicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
Outgoing Wire Transfers
- $10,000 or less$30.00
- $10,000.01 to $50,000$50.00
- over $50,000$80.00
Incoming Wire Transfers$10.00
Wire Investigation Fee for Non-bank Errors
- per hour$40.00
- minimum$25.00


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