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Interac e-Transfer


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Woman using laptop Send or receive money anytime, anywhere!

With the convenience of the
Interac e-Transfer service and our EasyWeb Internet banking, it's faster and easier than ever to send or receive money.

Whether you're paying rent6 or splitting a bill, Interac e-Transfer helps make it easy to send money to anyone with an email address and a bank account at a Canadian financial institution5.

  • Fast: Recipients are typically notified by email within seconds1,5 that you've sent or requested money using Interac e-Transfer, and can deposit the money through their own financial institution2,5

  • Convenient: Send or request money anytime through EasyWeb or with the TD app3, to anyone with an email address and a bank account at a Canadian financial institution2,4

  • Secure: When you send money, it is sent directly from your TD account to the recipient’s5 and your account information stays protected

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New features: Autodeposit and Request Money


Autodeposit – An easier way to receive money

Set up Autodeposit using your email address and your preferred Canadian dollar bank account, and money sent by Interac e-Transfer can be automatically deposited into that account7. No security question needed.

Set up Autodeposit


Request Money – A convenient way to request money

Interac e-Transfer Request Money helps makes it easy for people to pay you. Recipients are notified of your request through email, and can pay you through their own participating Canadian financial institution2. If the recipient accepts your request, you're notified once the money is deposited directly into the TD bank account you choose4.

Use Request Money as a reminder for a friend to pay you back, or include an invoice number as a convenient way for customers to pay you!

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Legal

2 For a list of participating institutions please visit Interac website at: http://www.interac.ca/en/interac-e-transfer-consumer.html#sp-expandable-content-wrapper. Alternatively, when you send money, the recipient can collect their money using the Interac e-Transfer site. Service is only available for Canadian-dollar accounts held in Canada.

3 You must first set up your recipient using EasyWeb or the latest version of the TD app. The TD app is free to download, however standard wireless carrier message and data rates may apply.

4 Transaction fees may also apply when you send money from a personal account or a business account or when you request money and receive it into a business account. Transfers and requests can only be made from Canadian dollar bank accounts. Click here for information: Personal accounts and Business accounts.

5If the recipient collects the money through online banking with a participating Canadian financial institution, the transfer will usually take place within 30 minutes. If the recipient chooses to deposit the money using the Interac e-Transfer site, it will take approximately 4-6 business days to complete and a service fee will be deducted by Acxsys Corporation.

6Check with your landlord first regarding acceptance of rent payments using Interac e-Transfer.

7Once Autodeposit has been set up for the email address you entered, when someone uses Interac e-Transfer to send money using that email address, the money will be automatically deposited to the chosen account, if the sender sent the money from a financial institution that supports Autodeposit; and the sender does not otherwise require you to answer a security question. For a list of participating institutions please visit Interac website at: [http://www.interac.ca/en/interac-e-transfer-consumer.html#sp-expandable-content-wrapper]. Service is only available for Canadian-dollar accounts held in Canada.

Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.