Small Business

TD Express Deposit is a 24 hour deposit facility using locked pouches or secure recyclable plastic bags placed in the branch's secure night depository receptacle/vault for retrieval the next business day.

Two service options are available:

1. Regular Service - the bank opens the locked pouch and processes the deposit in a secure environment the next business day.

2. Safekeeping Service - the bank retrieves the pouch from the night depository and returns it, unopened, to the customer upon request later the same day.

What Benefits Does TD Express Deposit Provide?

• 24 hour access
• possible reduction of insurance costs and theft as the service eliminates the need for cash to be kept overnight on company premises
• avoids unnecessary trips to the bank during your business hours

Product Specifications

• Regular service would have the bank open the pouch and process the deposit in a secure environment the next business day with both the pouch and receipted deposit available at the branch later the same day.
• Safekeeping service would have the bank retrieve the sealed pouch from the depository and return the pouch, unopened, to the customer upon request later the same day.

Example Applications of Night Depository Service (NDS)

• Scenario: You own a small retail outlet and can't make it to the bank during the day to make deposits
  Application: A sealed TD Express Deposit pouch can be dropped off at any time with the deposit processed the next business day.
• Scenario: You own a retail cash business that closes after banking hours and you're concerned about the risk of keeping cash floats on your premises overnight.
  Application: TD Express Deposit is accessible 24 hours a day and using the safekeeping options, cash can be left with TD overnight and picked up first thing the next morning.

  For more information, talk to TD. We're here to help make it easier.