Small Business

Owning your premises provides your business with flexibility and creates opportunities to maximize your revenue potential.

Choosing a TD Canada Trust Business Mortgage¹ can help you finance new property, expand existing premises, or consolidate your business debts, or finance a renewable energy project that supplements your business’ energy use.

Generate valuable rental income

You have the flexibility to use up to 50% of the above-ground area of a mortgaged property for rental purposes, and you can choose from different financing options to meet your business needs and cash flow situation.

Choose a variable interest rate

• Take advantage of today's low rates.
• Pay off your principal balance whenever you want without a pre-payment penalty

Choose a fixed interest rate

• Predictable payments help you plan expenses
• Make optional pre-payments (up to 10% of the original loan amount every year) to help you pay down your mortgage faster

Give yourself added flexibility

• Ask about using your business property to secure a Business Line of Credit to help you finance your day-to-day operating costs

Start enjoying more control today. Visit your local TD Canada Trust branch or locate/contact a Small Business Advisor and apply for a TD Canada Trust Business Mortgage.

Insure your business mortgage

Business Credit Life Insurance² can help meet the financial obligations of your business should a person who is key to the success of your business die or suffer a covered accident. Learn more about protecting your business.

¹Subject to complying with TD Canada Trust lending policies and procedures. Some conditions apply. Personal guarantee(s) may be required.

²Business Credit Life Insurance provides group life coverage, underwritten by Sun Life Assurance Company of Canada and accident coverage, underwritten by TD Life Insurance Company. Complete details of benefits, exclusions and limitations are contained in the Certificate of Insurance.