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Agriculture Services

Rural Property Mortgage


Flexible, long term loans designed for individuals wishing to purchase and/or improve a primary residence greater than five acres, on agriculture zoned land. It is available to customers whose main source of income is off-farm.

  • A Rural Property Mortgage may allow you to:
    • finance acquisition of farm property,
    • finance improvements to farm property,
    • supplement your property’s energy use with power from renewable sources
    • restructure existing capital.
  • Floating and fixed rate loans are offered in terms from 6 months to 5 years. Payments may be made bi-weekly and monthly.
  • Interest is compounded semi-annually on the fixed rate option.
  • Amortization periods are up to 30 years.
  • A 10% prepayment is permitted annually on fixed rate loans.

Amounts:

  • $75,000 and up.

For more information, visit any TD Canada Trust branch.

The Financial Consumer Agency of Canada provides information about mortgages at http://www.fcac-acfc.gc.ca/eng/consumers/mortgages/index-eng.asp. As this information is general, please review your mortgage documents to understand how this information applies to you.