Small BusinessAccounts › Community / Not-For-Profit Plans

Community/Not-For-Profit Plans

Need Help Need help? Call us
A partner in your community

A partner in your community

Our Community/Not-For-Profit Plans are designed to support the organizations that make a difference in our local communities. One of our flexible Service Plans can help you minimize fees and manage your finances more effectively.

Open an account

You have two ways to open an account:

At any TD Canada Trust branch or simply by calling us at 1-866-222-3456
(7:00 a.m. - 12:00 a.m. EST 7 days a week).

Choose from two Service Plans

We offer two plans – the Community Plan and the Community Plan Plus – to suit the specific needs of these organizations. Each plan includes:

  • Reduced monthly service plan fees
  • Business Overdraft Protection, available with a monthly fee rebate1
  • The opportunity to pay no monthly plan fee on your chequing account when your daily balance is greater than or equal to the required amount throughout the month
  • The convenience of banking using both in-branch and automated services
  • The flexibility to choose a U.S. Dollar account Service Plan

Community Plan

The Community Plan is designed for smaller community organizations. This plan may suit your organization if you have minimal and/or seasonal account activity.

Community Plan Plus

The Community Plan Plus is designed for larger community and not-for-profit organizations. This plan may be right for your organization if you have a higher level of monthly activity and require banking services more like those required by a small business.

Please consult the chart below to compare the plans and decide which one is right for you.

What’s included each month?
Service Plan* OptionsMonthly Plan FeeTransactionsDeposit ItemsCash DepositsFee Rebate with Balance of
Community Plan$1.95515$2,500$5,000
Community Plan Plus$4.953030$5,000$10,000
For additional activityn/a$1 each$0.22 each$2.50 per $1,000n/a
* Available in U.S. Dollars

Not sure which Service Plan is right for you?

Find out how other small business owners chose the TD Service Plan that fit their needs.


  • Withdrawals, transfers, bill payments and deposits at any TD Canada Trust branch or at Green Machine ATM
  • In-branch night deposits
  • Telephone operator-assisted transactions, including bill payments
  • Telephone automated transfers and bill payments
  • Web transfers, bill payments and Interac® Online purchases
  • Debit payment in Canada and the U.S.2
  • Cheques, pre-authorized payments and automated transfers

Deposit Items

  • Deposit items are cheques, money orders, drafts and all other clearing items. Additional fee of $8.00 per uncounted batch3 of deposit items applies at the branch.

Cash Deposit

  • Cash Deposits are paper currency and coins, rounded to the nearest dollar.

Business Overdraft Protection

  • Helps protect your Business Chequing Account against temporary cashflow shortfalls up to your approved limit4. Get more information.


  • Includes free online statements with cheque images, archived for seven years (from the time you sign up), or choose to receive a month-end paper statement at no additional cost.

No-charge transactions (unlimited for all plans)

  • All debit card and credit card Point-of-Sale Terminal deposits that are electronically credited to a TD Canada Trust Business Chequing Account
  • Green Machine ATM and EasyWeb Internet banking electronic inquiries
  • Mobile banking electronic inquiries
  • EasyLine telephone banking automated inquiries

Fee Rebate

  • Your monthly Plan Fee will be rebated when the required balance is greater than or equal to the required amount throughout the month.

Do the math with our Service Plan Calculator to see which plan provides you with the best value, based on your typical monthly transactions.

We’re making a difference

TD donated more than $66 million to charities and not-for-profit organizations in Canada, the U.S. and the U.K. in 2011, including $41 million in Canada.

We also make a difference in our communities through hands-on volunteering by employees, community partnerships, sharing our resources and expertise, and community sponsorships.

Learn more about what TD is doing in our communities.

Cheque deposit options with TD are fast, easy and convenient

TD Remote Deposit Capture and TD Mobile Deposit are two easy-to-use options to deposit cheques using your computer and a compatible scanner or your mobile device on your schedule – without having to leave the office*.

Talk to us today to see if TD Remote Deposit Capture and TD Mobile Deposit work for you*.
Call 1-866-222-3456 or learn more online.

*Subject to eligibility requirements, applicable fees and technology and device capabilities.

For more information about your business banking account:

Call 1-866-222-3456 or visit your local TD Canada Trust branch today.