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RESPs

Choose the RESP that's right for you


  1. TD Canada Trust Education Savings Plan1,6 (RESP)

    • Whatever your risk tolerance, Guaranteed Investment Certificates (GICs) can play a very important role in building a well-diversified RESP portfolio
    • GICs offer guaranteed interest rates4 and the security that your principal is protected
  1. TD Mutual Funds2 Education Savings Plan3,5 (RESP)

    • TD Mutual Funds can be an excellent RESP investment choice that offer you potentially higher returns
    • You can invest in one of the largest and most diversified family of funds in Canada with a history of strong, long-term investment performance
    • You also have the option of a diversified Comfort Portfolio which comprises a mix of mutual funds that provides you with exposure to domestic and foreign fixed income and equities

Investment options
Plan features
TD Canada Trust
RESP
TD Mutual Funds RESP
Basic Canada Education Savings Grant (CESG) checkmark checkmark
Additional CESG checkmark
Canada Learning Bond (CLB) checkmark
Quebec Education Savings Incentive (QESI) - Basic & Increased Amount checkmark
Saskatchewan Advantage Grant for Education Savings (SAGES) checkmark
British Columbia Training and Education Savings Grant (BCTESG) checkmark
I want to hold GICs for guaranteed principal and interest4 checkmark
I want an opportunity to potentially earn a higher return than is available with fixed-term investments checkmark
I want to invest in mutual funds checkmark