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Investing

Schedule of minimum RIF withdrawals*

The federal government requires that holders of retirement income funds withdraw a minimum amount of retirement income from their RIFs, according to the following schedule:

Age (beginning of year)	Accounts Opened On or After Jan. 1, 1993	Age (beginning of year)	Accounts Opened On or After Jan. 1, 1993
To age 69	100 / (90 - age)	81 years	8.99 %
69 years	4.76%	82 years	9.27 %
70 years	5.00%	83 years	9.58 %
71 years	7.38%	84 years	9.93 %
72 years	7.48%	85years	10.33 %
73 years	7.59%	86 years	10.79 %
74 years	7.71%	87 years	11.33 %
75 years	7.85%	88 years	11.96 %
76 years	7.99%	89 years	12.71 %
77 years	8.15%	90 years	13.62 %
78 years	8.33%	91 years	14.73 %
79 years	8.53%	92 years	16.12 %
80 years	8.75%	93 years	17.92 %
		94 or older	20.00 %

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