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TD Mutual Funds

TD Mutual Funds Retirement Income Options


We can help you answer your retirement income questions

As the time approaches for you to convert your retirement savings plans into a source of retirement income, you have many options and many important decisions to make.

What retirement income vehicles are best suited to your needs?

How will you structure your investments so that your income lasts a lifetime?

How will you manage your assets to continue the tax-deferred benefits you've enjoyed?

How will you gain the greatest benefits for your beneficiaries?

You deserve the very best advice and service

You've worked hard to make retirement a memorable period in your life. That's why it's so important that you receive the very best financial service and assistance.

In response to these needs, we offer three retirement income options -

  • TD Mutual Funds Retirement Income Fund (RIF)
  • TD Mutual Funds Life Income Fund (LIF)
  • TD Mutual Funds Locked-In Retirement Income Fund (LRIF)

    They're all available at no cost, they provide a high degree of control and flexibility, and when you need advice, our highly trained Mutual Funds Representatives are just a phone call away.

    If you've been a TD Mutual Funds RSP customer, you know and trust our retirement planning advice and service. If you are thinking of moving your RSPs to a TD Mutual Funds RIF, you have a lot to look forward to.

    Our Mutual Funds Representatives are ready to help

    any time

    For your convenience and financial peace of mind, you'll find TD Investment Services Mutual Funds Representatives at a

    TD Canada Trust
    branch and you can contact them through EasyLine, our telephone banking service at 1-866-222-3456.

    They're experienced and friendly professionals who will put the resources of one of Canada's largest global investment management firms to work for you. They will help you plan and enjoy the retirement you've always wanted.

    Important Notice: When to convert your RSP

    Although you must convert your remaining RSPs into retirement income by the end of the calendar year in which you turn 71, you may choose to convert your RSPs to a RIF at any time before then.

    It pays to plan ahead. Speak with one of our Representatives.

    The time to start thinking about your retirement income is well before you actually retire. You'll want time to analyze your retirement income needs, to consolidate your RSPs for easier management, and to ensure that your non-registered investments are well looked after.

    Whether you're just exploring the possibilities or ready to make a decision, our Mutual Funds Representatives are always ready to provide you with the information and advice you need.

    Talk to a TD Investment Services Mutual Funds Representative today by visiting a TD Canada Trust branch or by calling 1-800-281-8029.

    Disclosure for TD Mutual Funds Investors