Investing › Market Growth GICs

GICs & Term Deposits

Earn up to 9% with a 3 year security GIC Plus
Earn up to 9% with a 3-year Security GIC Plus*
Savings worth celebrating
 

Ways to Apply

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*Return linked to market index performance

 

TD helps you find your total investment solution

Market Growth GICs capitalize on the growth potential of the world's leading stock markets without risking your principal investment. Like traditional GICs, they offer you the peace of mind of 100% principal protection, while taking advantage of the higher return potential of the stock market. If you are looking for an investment solution that will provide you a guaranteed minimum interest return as well as the potential to earn even more, then consider the Security GIC Plus, one of our Market Growth GICs.

What types of TD Market Growth GICs are available?


 

Security GIC Plus

Return Linked to Index:

  • S&P/TSX Bank Index (50% weighting)
  • S&P/TSX Capped Utilites Index (50% weighting)

These indices are comprised of the stocks of various Canadian financial institutions and Canadian utility companies.

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Expand GIC details

  Non-registered and TFSA RSP
Investment Minimum $1,000 $500
Cashability Not cashable Not cashable
CDIC Eligible Yes
Term and Rate
1 year Minimum Return is 0.20%
Maximum Return is 2.25%
Minimum Return is 0.20%
Maximum Return is 2.25%
3 years Minimum Return is 2.00%1
Maximum Return2 is 9%
Minimum Return is 2.00%1
Maximum Return2 is 9%
5 years Minimum Return is 6.00%4
Maximum Return2 is 20%
Minimum Return is 6.00%4
Maximum Return2 is 20%
Interest Payment Options Minimum interest is compounded annually and paid at maturity. Bonus interest, if any, is paid at maturity. Security GIC Plus offers a guaranteed minimum interest return.


 

GIC Plus

Return Linked to Index:

  • S&P/TSX 60 Index

The index for TD GIC Plus is comprised of the stocks of the 60 largest companies listed on the TSX (as measured by market cap).

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Expand GIC details

  Non-registered and TFSA RSP, RIF, RESP
Investment Minimum $1,000 $500
Cashability Not cashable Not cashable unless for RESP/ RIF payments
CDIC Eligible Yes
Term and Rate
3 years Maximum Return is 10%† Maximum Return is 10%†
5 years Maximum Return is 20%† Maximum Return is 20%†
Interest Payment Options Interest return, if any, is calculated and paid at maturity.


 

Financial GIC Plus

Return Linked to Index:

  • S&P/TSX Bank Index

This index is comprised of the stocks of various Canadian financial institutions.

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Expand GIC details

  Non-registered and TFSA RSP, RIF, RESP
Investment Minimum $1,000 $500
Cashability Not cashable Not cashable unless for RESP/ RIF payments
CDIC Eligible Yes
Term and Rate
3 years Maximum Return is 10%† Maximum Return is 10%†
5 years Maximum Return is 25%† Maximum Return is 25%†
Interest Payment Options Interest return, if any, is calculated and paid at maturity.


 

Utilities GIC Plus

Return Linked to Index:

  • S&P/TSX Capped Utilities Index

This index is comprised of the stocks of various Canadian utilities companies.

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Expand GIC details

  Non-registered and TFSA RSP, RIF, RESP
Investment Minimum $1,000 $500
Cashability Not cashable Not cashable unless for RESP/ RIF payments
CDIC Eligible Yes
Term and Rate
3 years Maximum Return is 10%† Maximum Return is 10%†
5 years Maximum Return is 25%† Maximum Return is 25%†
Interest Payment Options Interest return, if any, is calculated and paid at maturity.


 

U.S. GIC Plus

Return Linked to Index:

  • S&P 500 Index

This index is comprised of 500 stocks chosen for market size, liquidity and industry grouping – designed to be a leading indicator of U.S. equities.

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Expand GIC details

  Non-registered and TFSA RSP, RIF, RESP
Investment Minimum $1,000 $500
Cashability Not cashable Not cashable unless for RESP/ RIF payments
CDIC Eligible Yes
Term and Rate
3 years Maximum Return is 10%† Maximum Return is 10%†
5 years Maximum Return is 20%† Maximum Return is 20%†
Interest Payment Options Interest return, if any, is calculated and paid at maturity.


 

Global GIC Plus

Return Linked to Index:

  • S&P/TSX Index 60
  • S&P 500
  • FTSE 100
  • Nikkei 225
  • Dow Jones EUROSTOXX 50

This index is a mix of global indices and markets that doesn't expose you to foreign currency risk since the return, if any, is paid in Canadian dollars.

secure login  Apply now

Expand GIC details

  Non-registered and TFSA RSP, RIF, RESP
Investment Minimum $1,000 $500
Cashability Not cashable Not cashable unless for RESP/ RIF payments
CDIC Eligible Yes
Term and Rate
3 years Maximum Return is 10%† Maximum Return is 10%†
5 years Maximum Return is 20%† Maximum Return is 20%†
Interest Payment Options Interest return, if any, is calculated and paid at maturity.


 

For further details on how the interest return is calculated, please refer to the TD Canada Trust Market Growth GIC Disclosure Statement


 

Explore your TD Market Growth GIC options today

Visit any TD Canada Trust Branch

Call 1-866-222-3456 to discuss your options

If you have an account with TD Canada Trust you can apply now!

Apply now