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Investing

Investment Lending Services


Image of a couple of employees looking at a computerFlexible affordable investment loans in 24 hours

May 1 to July 31 2012 –Special Rate Offer & 1% Cashback

- Cashback of 1% of the principal loan amount upon funding.
- A reduced variable interest rate of TD Prime + 1% (TD Prime as at 04/12/2012 is 3.0%)
- Simple to explain to your clients.
- Clients don’t have to wait for Cashback.

Conditions:

1. Upon funding of the Loan, the Bank will deposit an amount (the “Cashback Amount”) equal to either:

  1. one percent (1%) of the Principal Amount; or
  2. one percent (1%) of the increase in the Principal Amount if the Loan is a result of a refinance; to the Customer’s PAD account.

2. The Customer acknowledges and agrees that if the Principal Amount is prepaid in full (either by way of payment or refinancing) within one (1) year of the Term start date, then the Customer agrees to repay the proportionate Cashback Amount as follows:

Cashback Amount to be repaid =
Cashback Amount x
(# of whole months remaining in the first year of the Term)
                                        12


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TD Canada Trust – Investment Lending Services has been supporting financial advisors across Canada since 1998. We provide you the support needed to increase your clients' non-registered investment portfolio.

On July 18, 2011, we amended the security requirements for all our investment loan programs. You are now able to use all approved Funds, from any eligible Fund family, regardless of whether they are single Funds or Portfolio Funds.

What this means for you and your clients:

3 for 1 No Margin Call loans are no longer restricted to Portfolio Funds and/or the approved single Funds. All eligible Funds are approved, up to 100%!

1 for 1 No Margin Call loans are no longer restricted to Portfolio Funds and/or single funds (up to 35%). All eligible Funds are approved, up to 100%!

100% No Margin Call loans are no longer restricted to Portfolio Funds and/or single funds (up to 35%). All eligible Funds are approved, up to 100%!


Outstanding Service

  • No call centres
  • Our experienced professionals provide assistance and information right away.
  • Contacts across Canada

Loan Options

No Margin Call Loans1:
Margined Loans1:
Cash surrender value (CSV) Loans1:

Affordability

We offer rates as low as TD Prime and payments as low as interest only.2

For interest only payment options, the interest accrues daily. The monthly payment amounts are not fixed so they vary from month to month. This ensures the principal amount of the loan does not increase as rates increase.

Eligible Funds

3rd party Mutual Fund loan programs:
Stand alone Mutual Fund loan programs:
Stand alone Segregated Fund loan programs:

Apply NowFor advisor use only.

1 Loans are repayable on demand. Loans may be demanded even if there is no default under the Loan & Security Agreement and even if all margin requirements have been met.

2 See individual product offers for details on when interest only payments are available.