Group Savings

Choose the investment option(s) that are right for you.

TD Future Builder lets you choose from a wide range of investment options according to your personal and financial situations and tolerance for risk.

To help determine the investments that are right for you, we begin by getting to know you. Your answers to a set of questions about your investment experience and knowledge, your attitude toward investing, and your goals, help us to understand your investment objectives and your tolerance for risk.

Once you've completed the questions, you can choose from our TD Comfort Portfolios or build your own portfolio from the family of TD Mutual Funds.

Investment Options

We know that every investor is unique, each with their own distinctive goals and a preferred path to achieve them. For this reason, several account options are available to meet these unique needs in planning for retirement. TD Future Builder offersTD Mutual Funds under its Group Retirement Savings Plan into which payroll contributions are made.

If you are interested in a broader selection of investments, TD Waterhouse Canada Inc. offers individual investment options which may be set up to receive payroll contributions. Please be advised, if you choose to direct your payroll contributions to a TD Waterhouse account, the account is separate and distinct from the TD Future Builder Group Retirement Savings Plan.

Through TD Waterhouse Canada Inc., you can manage your investment portfolio using a self-directed approach or full-service solution with assistance of an investment professional to reach your financial goals. Investment services offered through TD Waterhouse include

• TD Waterhouse Discount Brokerage
• TD Waterhouse Financial Planning
• TD Waterhouse Private Investment Advice

Please note minimal account balances and annual account administration fee may be applicable on TD Waterhouse accounts.

Interested in joining a group saving plan? - Your TD Future Builder group savings plan is set up through your employer. There is no cost to your employer and it is easy for them to administer. We would be more than happy to demonstrate how you and your company can benefit from a group savings plan. Provide us with a referral name on the online request form and we'll do the rest.