GICs & Term Deposits
Cashable GICs and Term Deposits give you the security of a guaranteed rate with the flexibility of an early cashing option.
Like traditional GICs, Market Growth GICs offer you the peace of mind of 100% principal protection, while taking advantage of the higher return potential of
the stock market.
Foreign Currency GICs and Term Deposits1 are secure investments for your foreign funds that can earn interest at a guaranteed rate. They allow you to spread your dollars
among some of the world’s strongest currencies, while earning interest at a guaranteed rate.
Guaranteed Investment Certificates (GICs) and Term Deposits are a safe way to save money because your initial investment (principal) is protected. And depending on the type of GIC you choose, you may earn a guaranteed rate of return for the term of your investment.
What are the benefits of TD GICs and Term Deposits?
Safety and security
Your original investment and interest payments are guaranteed.
Terms range from 30 days to five years.
Eligible for non-registered and registered investment plans
GICs are available in non-registered and registered accounts (RSP, RESP, RIF and TFSA). Term Deposits are available in non-registered and registered accounts (TFSA).