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GICs & Term Deposits

Smiling man sitting at table with infant The right GIC for every savings goal

With our wide range of GICs and Term Deposits, you’ll find a secure and effective way to reach your goals.

Purchasing your first home, buying a new car, building toward a sound retirement, preserving your capital during retirement – our financial advisors can help you save for the future while you continue to enjoy life today. Make an appointment at your local branch now.




Apply Now

If you have an account with TD Canada Trust you can apply now! Apply Now

Renew Now

If you have a Term Deposit/GIC maturing with us, you can renew now! How to Renew

Learn more about the right choice for you

Special Offer GICs come with attractive rates (now up to 1.95%!) and are available for limited time periods

Market-Linked GICs give you the opportunity to earn greater GIC returns

Our Non-Cashable GICs give you lots of options

Cashable GICs and Term Deposits are excellent short- and long-term solutions

You can also choose US$ Term Deposits, US$ GICs and Other Foreign Currency Term Deposits


Timing doesn’t have to be everything!

Who can possibly predict at what point in time interest rates will peak and when they’ll bottom out? You don’t have to time the market with a laddering GIC maturities approach to investing!
Find out more

Get your official account statements online today!

Online Statements are now available through EasyWeb. Like paper statements, these documents are acceptable for tax and legal purposes and can be saved to your computer or accessed on our secure site for up to 7 years going back to January 2010 and onwards. Sign up for or Log into EasyWeb to turn off paper statements today!



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Tools & Resources


TD Canada Trust RSPs

Begin contributing as early as possible! Open a new RSP account!