Lines of Credit
Compare all our lines of credit
Personal Line of Credit
Home equity line of credit (HELOC)
Student Line of Credit
Investment Secured Line of Credit
|Is this for me?||A line of credit is for anyone.||If you own a home and want a lower rate - you can use the equity you’ve built up in your home to secure a line of credit.||If you are a student, this line of credit features a student specific low interest rate.||If you have eligible investments and want a low rate.|
|Credit Limit||Up to $50,000||Borrow an amount based on the value of your home||Undergraduate Students: Up to $40,000 Graduate and Professional Students: Up to $250,000||Depending on the investment, borrow up to 100% of the value of your eligible investments|
|Fees||No||Set up fee||No||Security registration fee (amount depends on province)|
Convenient and flexible lines of credit
A line of credit is a flexible way to borrow. It can also be a great option for home renovations,
education, paying off higher interest debt and much more.
Access your credit through your TD Access Card1, cheques and EasyWeb online banking.
Pay interest on what you use
Interest is only charged on the amount you use. You can pay down and continue to access your remaining credit available.
No need to re-apply
Apply once for a credit limit that you can continue to access (use and re-use).
Flexible repayment schedule
Pay the minimum amount required or pay off as much as you want.
Reduce high interest debt
Consolidating your high interest debt? A new low interest rate could mean lower payments.
1Available when TD Canada Trust Line of Credit is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.
2Subject to the terms of your Overdraft Protection Agreement