If you are 55 years of age or over and
travelling for 18 days or more, or if you are 85 years of age or
more, you must call (416) 977-2039, or
toll-free 1-800-293-4941 for your
individual quotation. This applies if you want to buy new
insurance. If you already have Annual Plan coverage and want to buy
extended coverage for a trip that will last more than 17 days you
need to call 1-800-359-6704 from
anywhere in Canada or the U.S., or from elsewhere call collect
(416)
977-5040. In either case: - your telephone request for coverage will be subject to medical
underwriting;
- if accepted for coverage, your premium will be based on your
responses to a series of medical questions;
- the standard pre-existing exclusion will not apply to your
Emergency Medical coverage, but if you have Annual Plan coverage,
this exclusion will still apply to your Trip Interruption and Trip
Cancellation coverage;
- you must make full disclosure of all medical conditions,
including any changes to your condition before you leave on your
trip; and
- applicants with certain unstable medical conditions may not
qualify for coverage.
Please refer to section 4 of the Certificate of
Insurance for complete details.
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