TD Canada Trust - Loans and Credit - TD Canada Trust RSP Loans and Line of Credit

	On-the-Spot RSP Loan¹	CarryForward RSP Loan¹	Line of Credit¹
Amount:	Maximum $22,000 minimum $1,000	Maximum $50,000 Minimum $2,000 for amortizations 2 years or less Minimum $5,000 for amortizations greater than 2 years.	Maximum $50,000 Minimum $5,000
Term:	1 Year Term	1 to 5 Year Terms	N/A
Rate:	Call 1-866-222-3456 for competitive rates
Amortization:	Maximum 1 Year Amortization	Maximum 10 Year Amortization	N/A
Features	Defer payments for up to 120 days² Blended payments that will repay the full balance in a maximum of 1 year from date of issue must be established at time of application	Defer payments for up to 120 days² Blended payments that will repay the full balance in a maximum of 10 years from date of issue must be established at time of application	Lock in any unused portion of your Line of Credit with the RSP Fixed Rate Advantage Option^* A minimum of $1,000 must be contributed to your RSP All RSP Loan terms and rates apply for the RSP Fixed Rate Advantage Option
Repayment Options	Principal & Interest only	Principal & Interest only	Principal & Interest only on the Fixed Rate Advantage Option Minimum monthly payment on the revolving portion
Eligible RSP Accounts	TD Canada Trust DISA or GIC RSP TD Mutual Funds RSP TD Waterhouse Self-Directed RSP

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