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Home Renovation Loan

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Have you considered making improvements to your home such as interior decorating or remodeling? You can probably think of a thousand ways your home could be more comfortable, more practical or more modern. Sure, you could move. But you love the neighbourhood, and you also love your house.

Often, the really smart option is a home renovation. Without the cost of moving, home decorating and improvements can give your home additional value.

Renovating is also a great way to reduce your environmental footprint. More and more Canadians are installing renewable power supplies on their home or property.

Take advantage of our competitive home improvement loan rates.

TD Canada Trust Line of Credit

A TD Canada Trust Line of Credit is an excellent way to repair, and make improvements to your home, and make the most of life's other opportunities.

A Line of Credit gives you three big advantages when renovating--

  1. You access the funds as you need them. You can use your Line of Credit as the renovations progress to pay different tradespeople and suppliers at different times. You won't be paying interest on credit that you haven't used.
  2. You can open a Line of Credit without knowing exactly how much your renovations will cost when they're finished. Simply apply for a credit limit that will give you a comfortable margin, and then use only what you need.
  3. You can use the equity in your home to open a TD Canada Trust Home Equity Line of Credit and have the added flexibility to make your payments as low as interest- only payments.1

    Try our Home Equity Line of Credit Fixed Rate Advantage Calculator. It's our home equity loan rate calculator to help you find a payment plan that is right for you.

We offer competitive Line of Credit interest rates, the ability to choose how much you'll pay each month (subject to minimums), and convenient ways to access and manage your Line of Credit. You even have the option of using our Fixed Rate Advantage Option at any time to lock in all or a portion (subject to minimums) of your balance at a fixed rate with fixed payments.

And once opened, our Line of Credit can also be used for any other purchases or additional renovations down the road. You don't have to reapply each time you want to access funds.

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TD Canada Trust Personal Loans

Our Personal Loans give you the security of a fixed monthly payment and let you choose a fixed or variable rate with a wide range of terms to make the payment fit your budget.

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Rates & Numbers

  • TD Prime Rate: 3.000%
    Effective Date SEP 9, 2010
  • Credit Rates: Please call 1-877-247-2265

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