Personal Credit

Whether you need auto loan financing or a short term personal loan, TD Canada Trust can help you find the personal credit you need. Choose the flexibility of a line of credit, the simplicity of a personal loan or the security of overdraft protection. We make it simple to select the personal credit solution that's right for your financial needs.

TD Canada Trust Line of Credit

Finance everything from the everyday to the extraordinary with convenient access to funds any time you want them. A line of credit is a competitive interest rate loan which can help you finance larger purchases such as home renovations and can also be used to effectively manage your daily cash flow. A line of credit is personal lending when you need it - you only make a payment when you use your funds.

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TD Canada Trust Personal Loans

Whether you are financing a long term project or just need a short term personal loan, enjoy the security of a fixed monthly payment and choose from a wide range of terms to make the payments fit your budget.

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The 6- and 7-Year Auto Loan

Lower your monthly payment on the new or used vehicle you want. Our auto financing may be just the personal credit option for you. Or, purchase a more expensive vehicle without increasing your monthly payment. Choose a 6- or 7-Year Auto Loan and benefit one way or the other.

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TD Canada Trust Overdraft Protection

Now and then, even the most careful person can write a cheque without sufficient finances in their account to cover it. TD Canada Trust Overdraft Protection provides flexible and comfortable coverage against overdrafts.

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Not sure which option is best for you?

Just click on what you'd like to do with the personal credit you want and we'll explain your options.

I want to buy a car
I want to renovate my home
I want to contribute to my RSP
I want to protect my accounts