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Mortgages

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A family smiles in their home. Choose the mortgage that's right for you.

AT TD Canada Trust, we offer mortgage loans secured by a collateral charge with a variety of flexible options. So you can feel comfortable with the one you choose, no matter what your specific needs.


Our Current Mortgage Product Lineup:

Fixed-Rate
Mortgages
 
Variable Interest Rate Mortgages (VIRM)

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Fixed Interest Rate Mortgages

Fixed Rate Mortgage

With interest rate and payments that won't change during the term you select, Fixed Rate Mortgages give you security and peace of mind. Terms up to 10 years.

More Fixed Rate Mortgage Info

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Six-Month Convertible Mortgage

Take advantage of interest rate fluctuations. Get the typically lower interest rate of a six-month mortgage, with the option of converting to a longer closed term at any time with no additional cost.

More Six-Month Convertible Mortgage Info

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One-Year Open Mortgage

Prepay any amount of your mortgage, at any time, with no administration costs and no prepayment charges. Plus, get the flexibility to convert your mortgage at any time to a longer term without a fee.

More One-Year Open Mortgage Info

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CashBack Mortgage

Get up to 5% of your mortgage principal up front, in cash, when you take out a 5, 6, 7 or 10-year term fixed rate residential mortgage.¹

More CashBack Mortgage Info

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Variable Interest Rate Mortgages

Closed Variable Interest Rate Mortgage

Pay an interest rate that will change with the TD Mortgage Prime³ rate for the full five-year term of your mortgage.

More Closed Variable Interest Rate Mortgage Info

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Open Variable Interest Rate Mortgage

Get the flexibility to increase your payments to any amount at any time. And, make lump sum payments of any amount at any time, without paying compensation fees (an administration fee applies in year one and two only).

More Variable Interest Rate Mortgage (Open) Info

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Home Equity Line of Credit

Pay your mortgage at your own pace. You determine your own monthly payments and you can pay off all or part of your mortgage4; at any time.

More Home Equity Line of Credit Info

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Mortgage rates are subject to change at any time without notice.



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Mortgage Resources