Our Current Mortgage Product Lineup:
Fixed Interest Rate Mortgages
Fixed Rate Mortgage
With interest rate and payments that won't change during the term you select, Fixed Rate Mortgages give you security and peace of mind. Terms up to 10 years.
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Six-Month Convertible Mortgage
Take advantage of interest rate fluctuations. Get the typically lower interest rate of a six-month mortgage, with the option of converting to a longer closed term at any time with no additional cost.
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One-Year Open Mortgage
Prepay any amount of your mortgage, at any time, with no administration costs and no prepayment charges. Plus, get the flexibility to convert your mortgage at any time to a longer term without a fee.
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Get up to 5% of your mortgage principal up front, in cash, when you take out a 5, 6, 7 or 10-year term fixed rate residential mortgage.¹
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Variable Interest Rate Mortgages
Closed Variable Interest Rate Mortgage
Pay an interest rate that will change with the TD Mortgage Prime³ rate for the full five-year term of your mortgage.
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Open Variable Interest Rate Mortgage
Get the flexibility to increase your payments to any amount at any time. And, make lump sum payments of any amount at any time, without paying compensation fees (an administration fee applies in year one and two only).
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Home Equity Line of Credit
Pay your mortgage at your own pace. You determine your own monthly payments and you can pay off all or part of your mortgage4; at any time.
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Mortgage rates are subject to change at any time without notice.