Mortgages

We offer a variety of flexible home mortgage options. So you can feel comfortable with the one you choose, no matter what your specific needs.

Our Current Mortgage Product Lineup:

Fixed Interest Rate Mortgages

Fixed Rate Mortgage

With interest rate and payments that won't change during the term you select, Fixed Rate Mortgages give you security and peace of mind. Terms up to 10 years.

More Fixed Rate Mortgage Info

      

Six-Month Convertible Mortgage

Take advantage of interest rate fluctuations. Get the typically lower interest rate of a six-month mortgage, with the option of converting to a longer closed term at any time with no additional cost.

More Six-Month Convertible Mortgage Info

      

One-Year Open Mortgage

Prepay any amount of your mortgage, at any time, with no administration costs and no prepayment charges. Plus, get the flexibility to convert your mortgage at any time to a longer term without a fee.

More One-Year Open Mortgage Info

      

CashBack Mortgage

Get up to 5% of your mortgage principal up front, in cash, when you take out a 5, 6, 7 or 10-year term fixed rate residential mortgage.¹

More CashBack Mortgage Info

      

Green Mortgage

With a Green Mortgage you're eligible for a 1% discount off the posted interest rate and up to a 1% cash rebate² when you make ENERGY STAR® qualified purchases.

More Green Mortgage Info

      

Or, apply online for a Green HELOC.

Variable Interest Rate Mortgages

Closed Variable Interest Rate Mortgage

Pay an interest rate that will change with the TD Mortgage Prime³ rate for the full five-year term of your mortgage.

More Closed Variable Interest Rate Mortgage Info

      

Open Variable Interest Rate Mortgage

Get the flexibility to increase your payments to any amount at any time. And, make lump sum payments of any amount at any time, without paying compensation fees (an administration fee applies in year one and two only).

More Variable Interest Rate Mortgage (Open) Info

      

Home Equity Line of Credit

Pay your mortgage at your own pace. You determine your own monthly payments and you can pay off all or part of your mortgage⁴; at any time.

More Home Equity Line of Credit Info

      

Mortgage rates are subject to change at any time without notice.

¹ Some conditions apply. Applies to residential properties only and is subject to meeting TD Canada Trust credit granting criteria. Offer may be changed, extended or withdrawn at any time without notice.
² Up to a maximum of $50,000.
³ Rate changes when TD Mortgage Prime changes.
⁴ Available only on revolving portion.

® The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada and is registered in Canada by the United States Environmental Protection Agency.

® Trade-mark of Canadian Standards Association.