Banking

Go 'green' with your mortgage and you'll be eligible for cash rebates¹ on ENERGY STAR^® qualified purchases or the purchase of CSA^® approved solar panels for your home. It's just one way we're supporting your environmentally friendly choices.

Save money and help protect the environment with your green home improvement

• Rate discount– Get 1% off the posted interest rate on a five-year fixed rate mortgage on a five-year fixed rate portion of a HELOC
• Cash rebate¹ - we will rebate up to 1% of the amount of the mortgage or the fixed rate portion of the HELOC when you make ENERGY STAR^® qualified purchases or purchase CSA^® approved solar panels

• Plus, we'll donate $100 to the TD Friends of the Environment Foundation.²

• This offer is available to new or existing customers – If you have an existing TD Canada Trust mortgage or HELOC fixed rate portion, you can renew or refinance it into this offer³. If you have an existing TD Canada Trust HELOC, you can choose to lock-in all or a portion of the balance into the five-year Fixed Rate Advantage Option

Visit a TD Canada Trust branch

Talk to our Mobile Mortgage Specialists

Call us at 1-800-409-4424 for more details

Apply for a Green HELOC.

EXAMPLE: How the rebate works

1. You obtain a Green Mortgage for $200,000 and the posted five-year fixed rate is 7.44%. Your interest rate would be discounted to 6.44%.
2. After you obtain the Green Mortgage, you then upgrade your kitchen and spend $3,500 on a new dishwasher and refrigerator, both ENERGY STAR qualified.
3. You submit your receipts to TD Canada Trust and after validating them, we credit you with the maximum rebate of $2,000($200,000 x 1% = $2,000).
4. We make a $100 donation to the TD Friends of the Environment Foundation.

See the chart below for more examples of how the rebate works:

Download the Rebate Form.

What’s eligible for the rebate?

• ENERGY STAR qualified Major appliances, heating, cooling and ventilation equipment and controls, windows, doors and skylights
• CSA approved Solar Panels
• The cost of a residential energy efficiency assessment

To find out whether a specific product is ENERGY STAR qualified, or for a list of assessment organizations, visit the Natural Resources Canada website or call 1-800-O-Canada (1-800-622-6232).

To find out if a specific Solar Panel product is CSA approved, refer to the following website: CSA International– Certified Product Listing or call1-866-797-4272.

Learn more about the TD Canada Trust Green Mortgage or Green HELOC.

Visit a TD Canada Trustbranch

Talk to our Mobile Mortgage Specialists

Call Us at 1-800-409-4424 for more details

Apply for a Green HELOC.

¹For new Green Mortgages or Green HELOCs, the rebate is based on the principal amount of the Green Mortgage or the fixed rate portion of the Green HELOC. For renewals taking advantage of this offer, the rebate is based on the outstanding balance renewed. ENERGY STAR qualified purchases or CSA approved solar panels purchases must be made within six months after the term start date of the financing and receipts must be submitted to TD Canada Trust within the same period. For CSA approved solar panels rebate requests, along with your purchase receipt, please include the Specification Modular Sheet noting the model and class information for the solar panels. The CSA standard for solar panels in Canada is ULC/ORD-C1703.Please note, if you receive an interest rate discount greater than 1% off the posted five-year fixed rate, you are not eligible for the rebate benefits of a Green Mortgage or Green HELOC. Only one rebate is allowed per household per property address every five years, regardless of whether the rebate was for a Green Mortgage orGreen HELOC. Rebate may cover taxes on product purchases, but will not cover installation costs. Green Mortgage or Green HELOC is not available with any other offer or with other cashback mortgages.

²No tax receipt will be issued as this is a donation by TD Canada Trust.

³Subject to the terms of your mortgage or fixed rate portion of your HELOC.

^® The ENERGY STAR mark is administered and promoted in Canada by Natural Resources Canada and is registered in Canada by the United States Environmental Protection Agency.

® Trade-mark of Canadian Standards Association