Banking › Cross-Border Banking

Cross-Border Banking

When you’re in the U.S. why
not stay in your comfort zone?

Our U.S. Bank has over 1,300 locations.

Open a U.S. Account now

Open an account online with
our U.S. bank, TD Bank,
America’s Most Convenient Bank.

Get started

Travelling across the border?

Answer a few short questions
and we’ll help you find the
cross-border banking solution
that meets your needs.

Get started

Great service and convenience on both sides of the border

 

Helpful service
Discover over 1,300
TD Bank, America’s
Most Convenient Bank

locations in the U.S.

Find a location

 

Cross-Border convenience
Use your TD Canada Trust TD Access Card at ATMs in the U.S., to make purchases, and wherever Visa* is accepted.

24/7 support
Get advice through the TD Cross-Border Banking Support Line at 1-877-700-2913 from Canada or the U.S.1

 

Travelling across the border?

Answer a few short questions and we’ll help you find the cross-border banking solution that meets your needs.

Get started

 

Cross-border banking with a Canadian and U.S. based account

 
 

U.S. based, TD Bank, America's Most
Convenient Bank
, Chequing Account

For those living or staying for longer in the U.S. This
account provides you with convenient account access
with Online Banking and free bill pay.

Canadian-based, TD Canada Trust, U.S. Dollar Account

For occasional or frequent U.S. travellers. This account
has options for basic to premium account needs.

 

Make purchases with a U.S. Dollar Credit Card

 
 

TD Canada Trust U.S. Dollar Visa* Card

Eliminate conversion rates and fees when making purchases in U.S. Dollars.

TD Bank, America’s Most Convenient Bank Personal Credit Cards

Apply for a TD Bank, America's Most Convenient Bank credit card using your Canadian and U.S. income and credit history.2

 

More services you can take across the border

 

Move your money. Easily transfer money across the border

Receive a full rebate on your money transfer fee(s) when you transfer money from your Canadian based accounts at TD Canada Trust to your U.S. based accounts at our U.S. bank, TD Bank, America's Most Convenient Bank.

  • Online Transfers (up to $2,500)3
  • Phone Wires (up to $100,000)4

Online Transfers (up to $2,500):

  • Get transfers of up to $2,500 a day, online, with a TD Money Transfer. Send money to the U.S. from your Canadian based personal account at TD Canada Trust to your U.S. based account at TD Bank, America's Most Convenient Bank that is linked to your TD Bank, America's Most Convenient Bank Visa Debit Card.
    See how it works

Phone Wires (up to $100,000):

  • Get wire transfers of up to $100,000 daily over the phone, between your Canadian based personal account at TD Canada Trust and your U.S. based account at TD Bank, America's Most Convenient Bank. Call the TD Cross-Border Banking Support Line, 24/7, at 1-877-700-2913.

View both your Canadian and U.S. based accounts in one place

Enjoy the convenience of viewing both your Canadian based accounts at TD Canada Trust and your U.S. based accounts at TD Bank, America's Most Convenient Bank online on the same page through EasyWeb.

If you're registered online with TD Bank, America's Most Convenient Bank, access your EasyWeb profile at home, or on the go with the TD mobile app.


Looking to buy a place in the U.S.? Apply for a U.S. mortgage5

Download our brochure, which can help you better understand the U.S. mortgage process.
 Read the brochure

 

Choose the Travel Medical Insurance plan that’s right for you

 

Per Trip Plan6

Coverage for trips from
1 day up to 212 days.
Perfect for occasional travellers.

 

Annual Plan6

This plan provides you
with unlimited trips of up
to 17 days in one year, so
you can enjoy your visit.

55+ Extended Stay6

Exclusive for snowbirds
age 55+ travelling for
30 days or more.


Get a 5% discount if you have a TD Canada Trust Borderless Plan.

 
 

Frequently asked questions