Receive a Welcome Bonus of 15,000 TD Points
- You want to earn a Welcome Bonus1 of 15,000 TD Points following your first purchase with your Card (that's a travel value of up to $75)
- You want access to valuable travel-related coverage
- You want the flexibility of no travel blackouts4, no seat restrictions4 and no expiry5 of your travel rewards
It’s easy to earn and redeem TD Points
How to earn TD Points
Earn 3 TD Points
for every $1 you spend on Purchases made using your Card (that's a return of up to 1.5% on your purchases)6.
Earn double TD Points
when you book travel online with your Card through Expedia® For TD (that’s a return of up to 3% on your travel purchases!)6.
How to redeem2 TD Points
Book and redeem with ease through Expedia For TD Go to tdrewards.com/expediafortd and book online through Expedia For TD or call 1-877-222-6492 to book your trip with TD Points.
Or choose your travel provider
Purchase your trip or travel-related expenses (accommodation, car rentals, park passes, etc.) anywhere you find a travel deal – directly from any airline or through a travel agency – and redeem your TD Points within 90 days of your travel purchase online through tdrewards.com or by calling 1-800-983-8472.
Calculate how many TD Points
you could earn in your first year
*This chart is for illustrative purposes only. Welcome Bonus applies only in the first year.
** Total TD Points and corresponding dollar value equivalent assumes no redemption of TD Points towards any travel purchases made during the year. Maximum dollar value of TD Points shown, only applies to TD Points redeemed for travel purchases charged to your Card and booked through Expedia For TD.
***TD Points must be redeemed in minimum 10,000-point increments for travel purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points.
Wherever you’re headed on your next trip, know that you’re covered.
Common Carrier Travel Accident Insurance8
Charge your fare to your Card and you, as the Primary Cardholder, your spouse and dependent children are insured for up to $500,000 while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
Emergency Travel Assistance Services10
Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling. Call 1-800- 871-8334.
Delayed and Lost Baggage Insurance7
If your baggage is delayed more than 6 hours, each covered person is covered for emergency purchases of essentials such as clothes and sundry items. Each covered person is also covered should baggage be lost by a Common Carrier. The total benefits payable in respect of both delayed and lost baggage are subject to a maximum of $1000 per covered person per trip.
No-fee Travelers Cheques
- American Express® Travelers Cheques are welcomed at establishments around the world.
- As a TD Credit Cardholder, you're entitled to purchase any amount you need through participating TD Canada Trust branches - without paying the standard commission fees.
Priority Pass Membership Discount11
- Travel like a VIP with a Priority Pass membership.
- All TD Travel Credit Cardholders receive an annual discount on a Priority Pass membership, your key to 600 VIP airport lounges worldwide.
Receive special automotive benefits that help you get from A to B.
Auto Rental Collision/ Loss Damage Insurance12
Simply use your Card to cover the full cost of a car rental and get the Auto Rental Collision/ Loss Damage Insurance at no additional cost for up to 48 consecutive days.
Avis Rent-A-Car And Budget Rent-A-Car preferred rates13,14
Save 5% to 25% off the lowest available discountable time and mileage retail rate on qualifying car rentals from Avis and Budget when the rental is charged to your Card.
For Avis rentals, visit avis.com/tdcreditcards or call 1-800-879-2847 to reserve. Quote Avis Worldwide Discount (AWD) #C078400 at time of reservation.
For Budget rentals, visit budget.com/tdcreditcards or call 1-800-268-2900 to reserve. Quote Budget Customer Discount (BCD) #A331700 at time of reservation.
Optional TD Auto Club Membership15
With optional Deluxe or Standard TD Auto Club Membership, you and your family will enjoy peace of mind knowing that in the event of a road emergency, help is just a phone call away. For information and to enroll, call 1-800-245-0297.
Convenient services that make your banking experience more comfortable.
24-hour Cash Advance and Account access16
With your TD Platinum Travel Visa Card, you have access to:
- Instant Cash Advances, subject to your available credit limit, at over one million ATMs worldwide, at all TD Canada Trust branches and at select financial institutions around the world.
- The flexibility and freedom to manage your Account, your way, through Green Machine ATMs, EasyWeb Internet banking, EasyLine telephone banking and your wireless phone – download the TD mobile app for immediate, secure access to TD’s mobile banking service (td.com/app)
To register for EasyWeb or EasyLine, call 1-866-222-3456.
- You can use our balance transfer services to consolidate your debts from other non-TD Credit Cards, quickly and easily to your TD Platinum Travel Visa Card, in real time.
- Just transfer the balance from your other non-TD Credit Cards to your TD Credit Card in real time.
- By doing this you can keep track of your expenses with one monthly payment as opposed to multiple payments.
For more information, visit us at your nearest TD Canada Trust branch.
Visa Checkout is an easier way to pay online. Sign up for Visa Checkout, a service available from Visa that simplifies the online checkout process.21 It's available anywhere you see the Visa Checkout logo.
No matter where you shop, make your transactions more secure.
CardAssist Card Registry Service17
- Once enrolled with CardAssist, one call is all it takes if your Cards are lost or stolen.
- As soon as your call is received, CardAssist will contact each card-issuing institution, cancel the Cards on your behalf and request replacement Cards.
- You can call any time, 24 hours a day, 365 days a year.
Chip & PIN technology
- TD Visa Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).
- A PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card.
Purchase Security and Extended Warranty Protection20
You automatically have access to Purchase Security and Extended Warranty Protection, covering most new personal items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a warranty, you may be entitled to double the warranty period for up to 12 additional months.
Emergency Cash Advances16
- You can ask for an emergency Cash Advance in an amount determined by the type of TD Visa Card you have (subject to your available credit limit).
- Get up to $5000 for the TD Platinum Travel Card
Verified by Visa*
Verified by Visa provides you with increased security when you shop online.
To help protect you from some of the really difficult times in life, optional coverage is available for purchase.
Optional Travel Medical Insurance9
Enjoy the security that comes with Optional Travel Medical Insurance. When you're on a trip, the last thing you want to be concerned about is your medical coverage. Going out of province or country, Travel Medical Insurance covers you for eligible medical emergency expenses so you can enjoy your trip. Choose between Annual Plan coverage (the best value for frequent travellers) which includes Trip Interruption and Trip Cancellation coverages, or Per Trip coverage for occasional travelers.
Optional Balance Protection insurance19
Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your Involuntary Unemployment, Loss of Self-Employment Income, Disability Requiring Hospitalization, Total Disability, Dismemberment, Critical Illness or Death. To learn more about optional Balance Protection insurance products, call 1-866-315-9069 or visit tdcanadatrust.com/BP.
Frequently asked questions
Annual interest rates, fees and features are current as of August 16, 2015 unless otherwise indicated and subject to change.
1 Applies to new TD Platinum Travel Visa Accounts (Account) only. The Welcome Bonus of 15,000 TD Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of Accounts opened by any one person. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
2 TD Points must be redeemed in minimum 10,000-point increments for travel purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points as fully explained in the TD Travel Rewards Program Terms and Conditions ("Travel Terms") contained in the TD Travel Credit Cardholder Agreement for your Card. The Travel Terms are available on tdcanadatrust.com/agreements. We can decrease the required minimum TD Point redemption increment at any time. To redeem TD Points for travel purchases charged to your Card that are not booked through Expedia For TD, Cardholder must contact the TD Travel Rewards Program or visit www.tdrewards.com after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be redeemed from the TD Points balance available at the time the TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited toward the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment. Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
3 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.
4 Subject to carrier/space availability.
5 TD Points do not expire as long as you are a Cardholder.
6 TD Points are earned for Purchases charged to the Card. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned by the amounts originally charged to the Card. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Points.
7 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated TD Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
8 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
9 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased at any branch or call 1-800-293-4941,or visit www.tdcanadatrust.com. Note that this insurance offers different benefits, on different terms and conditions, than the Travel Medical Insurance that is automatically included with other TD Credit Cards.
10 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only. Details of benefits, conditions, limitations and exclusions are outlined in the Cardholder Agreement and Benefit Coverages Document provided with your Credit Card.
11 Provided by Priority Pass. Some conditions apply. All discounts on Priority Pass Memberships or other rates and offers received by Priority Pass members through their TD Canada Trust Credit Cards may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer. The Toronto-Dominion Bank and its affiliates are not responsible for any Priority Pass products or services.
12 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated TD Points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.
13 Provided by Avis Rent-A-Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
14 Provided by Budget Rent-A-Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
15 TD Auto Club Membership provided AXA Assistance Canada Inc. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services.
16 Visit your TD Canada Trust branch to receive a Personal Identification Number (PIN) to access your TD Credit Card Account through Green Machine ATM or other ATMs. TD U.S. Dollar Visa Cardholders may request a PIN by mail. Subject to available credit. Fees apply to each Cash Advance and Cash Advances Accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advances is made.
17 Provided by Aimia Proprietary Loyalty Canada Inc.
18 Subject to available credit. Balance Transfers are treated as Cash Advances and accrue interest at the Cash Advance rate that applies to your Account from the date the Balance Transfer is made.
19 Life, Accidental Death at 66 and Critical Illness coverages are underwritten by American Bankers Life Assurance Company of Florida and Involuntary Unemployment, Total Disability, Disability Requiring Hospitalization and Loss of Self-Employment Income coverages are underwritten by American Bankers Insurance Company of Florida. Dismemberment coverage is underwritten by TD Life Insurance Company. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrollment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.
20 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
21 The Visa Checkout service is made available through Visa. The Toronto-Dominion Bank and its affiliates are not responsible for the service including any offers made available to you through the service.
New to Canada?
If you arrived in Canada within the last two years, TD offers credit cards in addition to a banking package which includes the ability to apply for a credit card without having Canadian credit history.