BankingCredit Cards › TD Cash Back MasterCard® Card

TD Cash Back MasterCard® Card


Apply Now or call 1-800-983-8472

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Apply for a TD Credit Card

Turn everyday
Purchases into

Earn 0.75% cash back on all your Purchases1 to redeem when you want, how you choose with the
TD Cash Back MasterCard Card.

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  • Fees: No Annual Fee - Authorized User Cards1 Up to 3 free
  • Interest: Purchases 19.99% p.a. - Cash Advances 22.99% p.a.

Is this card right for you?

A good choice if:

  • You want to earn cash back rewards on your Purchases
  • You don’t want spending rules or limits on your cash back reward potential
  • You don’t want to pay an Annual Fee

Before you apply let's make sure you are eligible.

To qualify for this card you must:

  • Be a Canadian citizen.
    New to Canada? TD offers banking products for newcomers!
  • Have reached the Age of Majority in your province or territory. ?
    Province/Territory Age of Majority
    Alberta 18
    British Columbia 19
    Manitoba 18
    New Brunswick 19
    Newfoundland & Labrador 19
    North West Territories 19
    Nova Scotia 19
    Nunavut 19
    Ontario 18
    Prince Edward Island 18
    Quebec 18
    Saskatchewan 18
    Yukon Territories 19

Are you a student? TD has credit cards to help meet your needs.

Additional card details:

  • A minimum Credit Limit of $1,500 may apply.

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It’s easy to earn and redeem cash back rewards

How to earn cash back rewards

Earn 0.75% cash back on all Purchases2

  • No spending rules or limits on your cash back reward potential
  • Redeem when you want, how you choose3 – and your cash back rewards never expire

How to redeem cash back rewards

It's easy to manage your cash back rewards
  • You can choose to receive your cash back rewards annually each January of the following year or simply allow your cash back rewards to accumulate for as long as you want and then redeem them when you’re ready (minimum $25)
  • Choose to credit your cash back rewards to your
    TD Cash Back MasterCard® Account or deposit to your TD Canada Trust personal deposit account (chequing or savings)4
  • Your cash back rewards never expire and are available to you as long as you remain a Cardholder

Calculate how many cash back rewards you could earn in your first year

Move the slider to the approximate amount of credit card purchases you currently make each month.

Monthly spend

Based on an approximate monthly spend of $ in
one year you could earn $ in cash back*
Woman laying down reading

Enjoy cash back rewards plus all the benefits of a TD Credit Card

Earn and redeem with convenience and security, so you can shop with peace of mind.

Ways to Apply

A laptop

Apply online

Complete your application in less than 10 minutes.

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Locate a branch

By Address, Intersection, City, Postal Code OR by Branch Number

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Contact us

Our banking specialists are ready to answer any questions you might have.

1-800-983-8472 or email us

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Pre-Authorized Payments

For added convenience after you open your TD Credit Card Account, you can arrange to have your TD Credit Card payments automatically withdrawn from your bank account at any Canadian financial institution. Simply choose whether you want to make your Minimum Payment or pay your balance in full each month and your payment will be withdrawn from your personal chequing or savings account on the Payment Due Date.

New to Canada?

If you arrived in Canada within the last two years, TD offers credit cards in addition to a banking package which includes the ability to apply for a credit card without having Canadian credit history.