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¹ To redeem TD Points for travel purchases charged to your Card that are not booked through the Expedia for TD, Cardholder must contact the Centre after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be redeemed from the TD Points balance available on the date TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited towards the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment.

² TD Points must be redeemed in 10,000 point increments.

³ Subject to carrier space and availability.

⁴ Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder. Interest rates, fees and features are effective as of January 3, 2013 and are subject to change.

⁵ Fee applies per year per Card.

⁶ Applies to new Accounts only. Bonus TD Points will be awarded to the new Account upon approval. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.

⁷ TD Points are awarded for purchases charged to the Card. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned by the amount originally charged to the Card. Fees, Cash Advances (including Balance Transfers and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Points.

⁸ Primary Cardholder remains liable for all charges to the Account.