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Redeeming your TD Points is Simple

It's easy to redeem your TD Points through the exclusive travel agency, the Expedia for TD, or through any other travel agency or website you choose.

When you book through the Expedia for TD², there are three ways to book your travel:

1. Free Travel — by redeeming the required number of TD Points for your travel
2. Discount Travel — by using a combination of TD Points plus a charge to your Card. Earn 9 TD Points for every $1 in travel purchases charged to your Card
   
3. Other Travel — you can charge the full cost of your travel to your Card and earn 9 TD Points for every $1 charged to the Card. When you charge the full cost of your travel to your Card, a booking fee⁵ will be charged to your Card unless travel is booked online at www.tdtravelrewards.com

When you book your travel through any other travel agency or online website:⁴

Cardholders can call to redeem their TD Points for travel purchases charged to their Card within the previous 90 days. (For example, if the transaction date of your purchases is April 1, the last day you can redeem TD Points is 90 days later - July 1.)

To book travel or to redeem your TD Points, call toll-free 1-800-983-1043. In the Toronto area, call 416-236-1043. Or visit the Expedia for TD today at www.tdtravelrewards.com

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• Balance Protection Insurance⁹ — get the security of knowing that your Card payments can be made for you if you can't make them
• TD Standard or Deluxe Auto Club — be prepared for road emergencies anywhere in Canada and the continental U.S.

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• Worldwide Acceptance — your Card is welcomed at over 27 million merchants and more than 1 million automated banking machines
• Emergency Assistance from the credit cards Service Centre — get toll-free emergency Card replacement, cash advances and more
• Guaranteed Hotel Reservations — peace of mind, even if you arrive late
• Wallet Card — features worldwide customer service numbers and TD Credit Cards Fraud Prevention measures

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• 24-hour Instant Cash Access — cash advances at over 1 million automated banking machines worldwide and TD Canada Trust branches
• 24-hour Account Access — to your Account and Account information
• Every Branch Banking and Cheque Cashing Privileges — at TD Canada Trust branches
• TD Visa Cheques — to use wherever credit cards aren't accepted or to transfer non-TD Credit Card balances to your Account
• Pre-Authorized Payment Service — convenient, automatic payments from any bank account at any Canadian financial institution

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¹Applies to new TD First Class Travel Visa Infinite Accounts only. Bonus TD Points will be awarded to the new Account upon approval. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
²The Expedia for TD is operated by Carlson Marketing Canada Ltd.
³Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder. Interest rate, fees and features are effective as of March 17, 2008 and are subject to change.
⁴To redeem TD Points for travel purchases charged to your Card that are not booked through the Expedia for TD, Cardholder must contact the Centre after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be redeemed from the TD Points balance available on the date TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited towards the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment.
⁵A $40 booking fee (plus applicable taxes) applies and will be charged to your Card unless travel is booked online through www.tdtravelrewards.com. Current as of March 17, 2008 and subject to change. Visit www.tdtravelrewards.com or call the Expedia for TD for further details.

⁷Fee applies per year per Card.
⁸Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.
⁹Life and Critical Illness coverages are underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and Involuntary Unemployment and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida (ABIC). TD Life Insurance Company acts as administrator for ABIC/ABLAC. TD Canada Trust does not act as an agent for ABIC/ABLAC. Neither TD Canada Trust and ABIC nor TD Canada Trust and ABLAC have an equity interest in each other. Dismemberment Insurance is underwritten by TD Life Insurance Company. TD Canada Trust does not act as an agent for its wholly-owned subsidiary. TD Canada Trust receives a fee from each insurer with respect to premium collection. Complete terms of coverage are on the Certificate of Insurance you will receive upon enrollment. Limitations and exclusions apply, and vary by benefit.