Credit Cards

Optional Monthly Management Reports are available at no additional cost to you. With Monthly Management reports, your business can receive monthly, comprehensive management reports that detail the business expenses charged2 to all Cards associated with your company's TD Business Credit Card Account.

These Reports detail individual and company expenses, so it's easy to tell at a glance what was spent, where, when and by whom. Reports are categorized by:

You will be able to use the reports to help identify where costs are running high or to track how employees are using their monthly budgets. It's an effective system that helps keep you informed and in control.

To learn more about these reports see below:
Optional Monthly Management Reports

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• Common Carrier Travel Accident Insurance³ — provides up to $500,000 coverage for you, your spouse and dependent children
• Auto Rental Collision/Loss Damage Insurance⁴ — save up to $20 a day when you use your Card to rent a car
• Delayed and Lost Baggage Insurance⁵ — provides up to $1,000 coverage

Emergency Assistance Services

• Emergency Travel Assistance Services6 - provides help in a personal emergency when you are travelling

Peace of Mind Features

• Purchase Security and Extended Warranty Protection5
• Optional Travel Medical Insurance7 - 24-hour-a-day emergency medical coverage anywhere in the world. Choose between Annual Plan coverage (the best value for frequent travellers) which includes Trip Interruption and Trip Cancellation insurance, or Per Trip coverage for occasional travellers

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• Get Budget Rent A Car Preferred Rates - in Canada, the U.S. and international locations
• Get No-Fee American Express Travellers Cheques - at TD Canada Trust branches
• Guaranteed Hotel Reservations - peace of mind, even if you arrive late
• Optional TD Business Auto Club Membership8 - be prepared for road emergencies anywhere in Canada and the continental U.S.

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• Worldwide Acceptance - your TD Credit Card is welcomed at over 27 million merchants and more than 1 million automated banking machines
• Emergency Assistance from the Credit Cards Service Centre - get toll-free emergency Card replacement, cash advances and more
• Guaranteed Hotel Reservations - peace of mind, even if you arrive late
• TD Credit Card Fraud Protection (24-hour) - Our enhanced protection measures are part of an industry-wide effort to protect you from the inconvenience of credit card fraud
• Wallet Card - features worldwide customer service numbers and helpful travel tips for fraud prevention

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• EasyWeb Internet Banking - manage your Account online with EasyWeb Internet banking, 24 hours a day, seven days a week
• Pre-Authorized Payment Service - convenient, automatic payments from any bank account at any Canadian financial institution
• 24-hour Instant Cash Access - cash advances at over 1 million automated banking machines worldwide and TD Canada Trust branches
• 24-hour Account Access - to your Account and Account information
• Every Branch Banking and Cheque Cashing Privileges - at TD Canada Trust branches

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• Unlike most travel cards, you don't have to book your travel at a particular travel agency in order to use your TD Points. The TD Business Travel Visa Card gives you the freedom to book your trip through any travel agency or travel provider you choose
• When you book your trip through a travel provider other than Expedia For TD or the TD Travel Rewards Centre15, simply charge it to your Card, and then call the TD Travel Rewards Program at 1-800-983-1043 after the charge for your travel purchase is posted to your Account, and within 90 days of the transaction date of your travel purchase (for example, if you made your travel purchase on April 1, you must redeem your TD Points through the TD Travel Rewards Program by July 1)
• The required number of TD Points will be redeemed from your TD Points balance on the date you call to redeem and your TD Business Travel Visa Account will be credited by the amount of TD Points redeemed16
• Book your travel online through Expedia For TD at www.tdrewards.com/expediafortd, where your TD Points can be redeemed automatically upon booking. Earn triple TD Points for online travel purchases charged to your Card and booked online through Expedia For TD.
• Book your travel in any class (including business class and first class)

Great flexibility when redeeming your TD Points

• Redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, train
• Unlike other travel reward cards, you are not limited to "reward" seats and you don't have to book in advance in order to use your TD Points. There are no seat restrictions, blackout periods or advance booking requirements. With TD Points, you can travel any time of year, including peak periods, and even during seat sales17 - and still use TD Points
• Use your TD Points for taxes that apply to your travel purchases, such as GST or provincial taxes, as well as any other charges or fees you may incur at the time of booking, such as port charges or airport improvement fees
• Your TD Points do not expire as long as you are the Cardholder

Receive the TD Business Visa Card for only $50 per year¹¹ for each card issued.

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¹ Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder.
² Detailed management reports are provided only for months in which there is Account activity. Reports are optional and available at no additional charge.
³ Underwritten by Chubb Insurance Company of Canada.
⁴ Underwritten by Primmum Insurance Company. Car rentals must be charged in full to the Card, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver must be declined by the Cardholder.
⁵ Underwritten by TD Home and Auto Insurance Company.
⁶ Provided by World Travel Protection Canada Inc. This is not an insurance benefit, but assistance services only. Details of benefits, conditions, limitations and exclusions are outlined in the Cardholder Agreement and Benefit Coverages Document provided with your TD Credit Card.
⁷ All TD Canada Trust customers, including TD Credit Card Cardholders, are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by World Travel Protection Canada Inc. This insurance is subject to exclusions and limitations that are fully described in the Certificate of Insurance included which is issued if accepted for enrollment. Branch enrollments are not available outside Ontario.
⁸ Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
⁹ Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
¹⁰ Auto Club Membership provided by Sykes Assistance Services Corporation, an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services.
¹¹ Fee applies per year per Card.
¹² Applies to new TD Business Travel Visa Card Account (Account) only. Bonus TD Points will be awarded to the Account upon approval. Limit of one (1) bonus per Account. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
¹³ TD Points are earned for every $1 in Purchases charged to the Account. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned by the full or partial amount originally charged to the Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Points.
¹⁴ TD Points must be redeemed in 10,000 point increments.
¹⁵ The Expedia for TD is operated by Carlson Marketing Ltd. at 1-800-983-1043. Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com/expediafortd and 1-800-983-1043. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Carlson Marketing Ltd., or Expedia, Inc.
¹⁶ To redeem TD Points for travel purchases charged to your Card that are not booked through Expedia For TD or the TD Travel Rewards Centre, Cardholder must contact the TD Travel Rewards Program after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be deducted from the TD Points balance available at the time the TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited towards the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment.
¹⁷ Subject to carrier/space availability.
¹⁸ A $40 booking fee (plus applicable taxes) will only apply if you make a travel purchase, either through the Expedia for TD or by phone through Expedia For TD, and you do not redeem any TD Points for that travel purchase. This $40 booking fee (plus applicable taxes) will be charged by Carlson Marketing Ltd. if such travel purchase is made through the Centre, or by Expedia, Inc. if such purchase is made by phone through Expedia For TD. Visit www.tdrewards.com or call 1-800-983-1043 for more information.
All interest rates, fees and features are subject to change.
^® Used under license from American Express Company.