Credit Cards

For all eligible TD Visa Cards except the TD U.S. Dollar Card

In this Agreement, "we", "us", "our" and "TD Canada Trust" refer to The Toronto-Dominion Bank and its successors or assigns, and "you" and "your" refer to each holder of the PAD Account. "PAD" means a pre-authorized debit pursuant to this Agreement and "PAD Account" means the account indicated on the Pre-Authorized Payment Form (the "Form") or such other replacement account as indicated by you to us. "TD Visa Account" means the TD Visa Card Account indicated on the Form. "Business PAD" means a PAD drawn for the payment of goods or services related to your business or commercial activity. “Personal PAD” means a PAD drawn for the payment of goods or services related to your personal, household or consumer activity. You acknowledge that if this PAD is used for payment of a business TD Visa Account with us, it is a Business PAD.  You acknowledge that if this PAD is used for payment of a personal TD Visa Account with us, it is a Personal PAD. You acknowledge that this Agreement is being entered into for our benefit and the benefit of any financial institution that holds the PAD Account (the "PAD Institution"), and is being entered into in consideration of the PAD Institution agreeing to process PADs against the PAD Account in accordance with the rules of the Canadian Payments Association. You authorize us to debit the PAD Account for all amounts owed to us from time to time under the TD Visa Account for the payment amount indicated under Payment Options on the Form. AS THE PAYMENT AMOUNT IS VARIABLE, YOU WAIVE ANY REQUIREMENT THAT TD GIVE PRE-NOTIFICATION OF ANY PAYMENT AMOUNT. TD may issue a PAD monthly. You may cancel this authorization at any time by giving us 30 days prior notice. Such notice may be in writing or may be given orally (if we are able to verify your identity). To obtain a sample cancellation form, or for more information on your rights to cancel a PAD Agreement, you may contact your financial institution or visit www.cdnpay.ca. Cancellation of this authorization does not terminate the TD Visa Account or relieve you of any obligation to pay all amounts owing to us by a method of payment that is satisfactory to us. This authorization applies only to the method of payment and does not otherwise affect your obligations to us. You acknowledge that this authorization to us constitutes delivery by you to the PAD Institution. You acknowledge that the PAD Institution (if other than TD Canada Trust) is not required to verify that each PAD submitted by us has been issued in accordance with this authorization, including, but not limited to, the amount, or that the purpose of payment for which the PAD was submitted has been fulfilled by us as a condition of honouring the PAD. You have certain recourse rights if any debit does not comply with this agreement. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with this PAD Agreement.  To obtain more information on your recourse rights, you may contact your financial institution or visit www.cdnpay.ca. You warrant to us on a continuing basis that all persons whose signatures are required to deal with the PAD Account have signed the Form and that the information set out on the Form with regard to the PAD Account is accurate and complete. You undertake to notify us in writing of any change in such information at least two (2) weeks prior to the next due date of a PAD.

Download the Pre-Authorized Payment Form (PDF, 37 KB)

U.S Dollar Pre-Authorized Payment Agreement

In this Agreement, "we", "us", "our" and "TD Canada Trust" refer to The Toronto-Dominion Bank and its successors or assigns, and "you" and "your" refer to each holder of the PAD Account. "PAD" means a pre-authorized debit pursuant to this Agreement and "PAD Account" means the U.S. Dollar account at a Canadian institution indicated on the Pre-Authorized Payment Form (the "Form") or such other replacement account as indicated by you to us. "TD Visa Account" means the TD U.S. Dollar Visa Card Account indicated on the Form. You acknowledge that this is a Personal PAD drawn for the payment of goods or services related to your personal, household or consumer activity.  You acknowledge that this Agreement is being entered into for our benefit and the benefit of any financial institution that holds the PAD Account (the "PAD Institution"), and is being entered into in consideration of the PAD Institution agreeing to process PADs against the PAD Account in accordance with the rules of the Canadian Payments Association. You authorize us to debit the PAD Account for all amounts owed to us from time to time under the TD Visa Account for the payment amount indicated under Payment Options on the Form. AS THE PAYMENT AMOUNT IS VARIABLE, YOU WAIVE ANY REQUIREMENT THAT TD GIVE PRE-NOTIFICATION OF ANY PAYMENT AMOUNT. TD may issue a PAD monthly. You may cancel this authorization at any time by giving us 30 days prior notice. Such notice may be in writing or may be given orally (if we are able to verify your identity). To obtain a sample cancellation form, or for more information on your rights to cancel a PAD Agreement, you may contact your financial institution or visit www.cdnpay.ca. Cancellation of this authorization does not terminate the TD Visa Account or relieve you of any obligation to pay all amounts owing to us by a method of payment that is satisfactory to us. This authorization applies only to the method of payment and does not otherwise affect your obligations to us. You acknowledge that this authorization to us constitutes delivery by you to the PAD Institution. You acknowledge that the PAD Institution (if other than TD Canada Trust) is not required to verify that each PAD submitted by us has been issued in accordance with this authorization, including, but not limited to, the amount, or that the purpose of payment for which the PAD was submitted has been fulfilled by us as a condition of honouring the PAD. You have certain recourse rights if any debit does not comply with this agreement. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with this PAD Agreement.  To obtain more information on your recourse rights, you may contact your financial institution or visit www.cdnpay.ca. You warrant to us on a continuing basis that all persons whose signatures are required to deal with the PAD Account have signed the Form and that the information set out on the Form with regard to the PAD Account is accurate and complete. You undertake to notify us in writing of any change in such information at least two (2) weeks prior to the next due date of a PAD.

Download the U.S. Pre-Authorized Payment Form (PDF, 47 KB)

(Please note that many of the documents are available in PDF format and require Acrobat Reader.)