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TD Credit Card Comparison


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Image of TD Green Visa CardImage of TD Gold Select Visa CardImage of TD U.S. Dollar Visa Card


TD Green
Visa

TD Green Visa

Visa security and convenience.


TD Gold Select
Visa

TD Gold Select Visa

All gold, no annual fee.


TD U.S. Dollar
Visa

TD U.S. Dollar
Visa

The card that gives you the advantage. 
ApplyApplyApply
current annual fee1nonenone$39 US
Authorized User cards1,2
(up to 3)		freefreefree
min credit limit$500$5,000$2,000 US
Interest Rates119.99% on Purchases1 and 22.99% on Cash Advances19.99% on Purchases1 and 22.99% on Cash Advances19.99% on Purchases1 and 22.99% on Cash Advances
Min annual household income required$12,000$35,000$12,000
Protection Features
Purchase security and extended warranty protection3,4checkmarkcheckmarkcheckmark
Trip Interruption Insurance9  checkmark
Emergency Cash Advances5up to $500up to $5,000up to credit limit
24-hour Cash and Account Access5checkmarkcheckmark 
TD Visa Cheques6checkmarkcheckmark 
No- Fee Balance Transfers6checkmarkcheckmark 
Travel Features
Common Carrier Travel Accident Insurance4,7up to
$200,000		up to
$500,000		up to
$500,000 U.S.
Emergency Travel Assistance Services4,8 checkmarkcheckmark
Delayed and Lost Baggage Insurance3,4  checkmark
No-Fee Travellers Cheques checkmark 
Guaranteed Hotel Reservationcheckmarkcheckmark 
Auto Features
Auto rental collision/loss damage insurance4,10 checkmarkcheckmark
Avis Rent-A-Car and Budget Rent-A-Car Preferred Rates11checkmarkcheckmark 
TD Auto Club12OptionalOptional 

1 Annual interest rates, fees and features are subject to change.
2 Primary Cardholder is responsible for all charges to the Account.
3 Underwritten by TD Home and Auto Insurance Company
4 Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Coverage Certificates provided with your Credit Card. Some benefits and coverages are only offered to the Primary Cardholder.
5 Visit your TD Canada Trust branch to receive a Personal Identification Number (PIN) to access your TD Credit Card Account through Green Machine ATM or other ATMs. TD U.S. Dollar Visa Cardholders may request a PIN by mail. Subject to available credit. Fees apply to each cash advance transaction.
6 Subject to available credit. Stop payments are not permitted. TD Visa Cheques and Twin Cheques are treated as cash advances and accrue interest from the date they are posted to your account.
7 Underwritten by Chubb Insurance Company of Canada.
8 Provided by World Travel Protection Canada Inc. This is not an insurance benefit but assistance services only.
9Underwritten by TD Life Insurance Company. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the certificate of insurance included with your TD Credit Cards Cardholder Agreement. Note that the Trip Interruption Insurance automatically included on the TD Elite Visa Card offers different benefits on different terms and conditions than the Trip Interruption Insurance automatically included on the TD U.S. Dollar Visa Card and on the Trip Interruption Insurance automatically included on the First Class Travel Visa Infinite Card, or the Optional Travel Medical Insurance Annual Plan.
10 Underwritten by Primmum Insurance Company. Car rentals must be charged in full to the Card, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver coverage must be declined by the Cardholder.
11 Provided by Aviscar Inc. and BudgetCar Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
12 TD Auto Club provided by Sykes Canada Corporation.