Skip to content
 

Credit Cards

Optional credit card balance insurance for TD credit cards

If you're like many people, you use your TD Credit Card to make major purchases — and small ones too! TD Balance Protection Plus and TD Balance Protection Insurance are two credit protection insurance products designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of a covered involuntary unemployment, loss of self-employment income, total disability, loss of life, dismemberment, critical illness or disability requiring hospitalization.

What's the difference between the two products? TD Balance Protection Plus gives you additional coverage for your spouse and for disability requiring hospitalization. These benefits are not available with TD Balance Protection Insurance.

TD Balance Protection Plus and TD Balance Protection Insurance can help pay the outstanding balance on your TD Credit Card Account should you be unable to do so.

  • What if I become unemployed?
  • What if I am self-employed and become unemployed?
  • What if I become disabled?
  • What if I am diagnosed with a critical illness, die or suffer dismemberment?
  • Who is eligible?
  • Your satisfaction

  • Additional coverage with TD Balance Protection Plus

  • What if I am hospitalized?
  • What if I have a spouse?
  • How much does optional balance protection insurance cost?
  • How to calculate your premium


The Certificate of Insurance below contains a complete list of benefits, eligibility, exclusions and limitations
TD Balance Protection Plus Certificate of Insurance (Requires Adobe Acrobat)
TD Balance Protection Insurance Certificate of Insurance (Requires Adobe Acrobat)

Quebec Residents: Please also refer to the Distribution Guides.
TD Balance Protection Plus Distribution Guide (Requires Adobe Acrobat)
TD Balance Protection Insurance Distribution Guide (Requires Adobe Acrobat)

For more information or to enroll today, call 1-866-315-9069 and make our optional credit card balance insurance products work for you!

Customers who are presently enrolled in our optional credit card balance insurance products can visit www.benefitactivations.ca to file a claim or check the status of an existing claim.