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Help me choose an account
| Account | Account Benefits | Account Fees1 and Waivers |
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|---|---|---|---|---|---|
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Premium U.S. dollar banking
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$4.95 US/month
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Basic and convenient U.S. dollar banking
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$1.00 US each transaction4
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| Account Balance | Interest Rate |
|---|---|
$0 to $999.99 |
0.00 % |
$1,000 to $4,999.99 |
0.05 % |
$5,000 to $24,999.99 |
0.10 % |
$25,000 to $59,999.99 |
0.15 % |
$60,000 and over |
0.20 % |
Interest is paid in U.S. dollars monthly on the last day of the month at the rates per annum, as offered.
Interest will be calculated by multiplying the interest rate for each tier by the portion of the daily closing account balance in that tier.
| Account Balance | Interest Rate |
|---|---|
$0 to $999.99 |
0.00 % |
$1,000 to $4,999.99 |
0.05 % |
$5,000 to $24,999.99 |
0.10 % |
$25,000 to $59,999.99 |
0.15 % |
$60,000 and over |
0.20 % |
Interest is paid in U.S. dollars monthly on the last day of the month at the rates per annum, as offered.
Interest will be calculated by multiplying the interest rate for each tier by the portion of the daily closing account balance in that tier.
Transactions are the cheques you write, plus withdrawals, transfers, pre-authorized payments, electronic bill payments and debit purchases. Before you select an account, add up your most common expenses to estimate your monthly transactions.
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1 See the complete list of account fees.
2 Minimum monthly balance must be maintained throughout the month to qualify for the fee waiver.
3 Subject to credit approval. Annual fee waiver applies only to Primary Cardholder unless otherwise indicated and only for so long as the Borderless Plan remains open. All other applicable fees and charges continue to apply.
4 U.S. debit transactions include withdrawals, transfers, and cheques. Banking via ATM machines and debit payment purchases is not available.