Borderless Plan
Need help?
Your all-inclusive U.S. Dollar banking solution
A premium account designed for frequent U.S. travellers and investors.
Convenient banking
anytime, anywhere
What’s included in the TD Borderless Plan?
Manage your more sophisticated U.S. banking needs with:
- Preferred exchange rates
- Annual fee waived on TD U.S. Dollar Visa Card1 (a $39 U.S. value)
- Free U.S. Bank Drafts, Traveller’s Cheques and cheque orders
- Unlimited, no fee transactions2
Account Fees and Waivers
- $4.95 U.S./month - waived if you maintain a US$3,000 monthly balance3 or if you have a Select Service bank account
Is this the right account for you?
Our Account Selector Tool will find the best U.S. Dollar account for you.
Help me choose
Expand Account Benefits
Included with your account are these convenient services and features:
- Preferred foreign exchange rates every time you convert between Canadian dollars and U.S. dollars on amounts up to US$25,000
- Annual fee waived for TD U.S. Dollar Visa Card1 (a US $39 value)
- Unlimited no-fee U.S. Dollar transactions, including cheques, withdrawals, in-branch bill payments, and transfers
- Interest calculated daily
- Free U.S. Bank Drafts, Traveller’s Cheques and cheque orders
- Free Paperless Record Keeping or Online Statements
- 5% discount on Travel Medical Insurance through TD Canada Trust4
Travelling to the U.S. is even easier with these services
Take TD with you
U.S. TD Cross-Border Banking offers helpful advice and services for all your U.S. dollar banking needs
Learn more
Foreign Currency Services
TD offers competitive exchange rates on U.S. Dollars and over 50 foreign currencies
Learn more
Travel with confidence
Travel Medical Insurance covers you for eligible medical expenses so you can enjoy your trip.Get a free quote
Apply Online
It only takes a few minutes to complete a secure application – available 24/7
Locate a Branch:
By Address, Intersection, City, Postal Code OR by Branch Number
Apply by Contacting Us
1 Subject to credit approval. Annual fee waiver applies only to Primary Cardholder unless otherwise indicated and only for so long as the Borderless Account remains open. All other applicable fees and charges continue to apply.
2 2 U.S. debit transactions include withdrawals, transfers, cheques and bill payments. Banking via ATM machines, domestic non-TD ATMs, debit payment purchase and foreign ATMs is not available.
3 Minimum monthly balance indicated must be maintained throughout the month to qualify for fee waiver.
4 Travel medical insurance is underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services under the Policy are provided by World Travel Protection Canada Inc.