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Youth

Stepping Stone
Get started on the road to saving
with a TD Youth Account1
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Young student in coffee shop reading a book.

This account is perfect if you:


  • Are under 19 years of age
  • Are starting to build your savings
  • Want the flexibility of an account that lets you make unlimited transactions

What's Included:

  • Unlimited free debit transactions2 each month
  • Free Paperless or monthly statement Record Keeping
  • Interest calculated daily and paid monthly
  • Competitive interest rate that grows with your balance

Fees:

  • No monthly fee
  • No minimum balance requirement
Additional transaction fees
  • Send Interac e-Transfers for $1.50 per transaction
  • Additional Non-TD ATM withdrawals for $1.50 each within Canada
  • PLUS system withdrawals (inside U.S. and Mexico) $3 CDN each, FREE at any TD Bank ATM
  • PLUS system withdrawal fee outside Canada, U.S. and Mexico are $5 CDN each.
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Valuable Account Option:
Save faster with the free Simply Save Program >
Our Simply Save Program helps you put a little money aside every time you use your TD Canada Trust Access Card for debit purchases or ATM withdrawals.

Included in this and every TD Personal Savings Account:

Convenience and Access
  • Open 50% longer than other banks, plus 7-day banking at over 300 branches across the country
  • Easy access to over 2,700 ATMs in Canada and to over 1,600 TD Bank ATMs in the U.S. at no charge
  • Free TD mobile banking app - download to an iPhone, BlackBerry® or Android™ device
  • 24/7 access via EasyWeb and EasyLine
  • Exceptional financial banking advice and customer service
Simplified Banking
  • Direct deposit of your pay with no holds on the funds
  • Reach your savings goals with the help of our Simply Save program
  • Automatic pre-authorized bill payments
More Secure Banking
  • Security chip technology in TD Canada Trust Access and Credit Cards
  • We are committed to keeping your confidential information safe, a statement backed by our Online Security Guarantee.
1 The Youth Account is only available to persons under the age of 19.

2 Debit transactions are withdrawals, transfers, cheques and pre-authorized payments and the debit portion of bill payments, domestic (TD and non-TD ATM) withdrawals and foreign ATM withdrawals, debit payment purchases, NYCE debit payment purchases and Interac e-Transfers. Pre-authorized Transfer Service is a debit transaction.

The Plus Network is operated by Visa International who is responsible for ensuring all member banks are compliant with current standards to allow withdrawals by all Plus Cardholders. Certain states permit surcharging of international customers at independent ATMs. This surcharge will display electronically for the customer to accept before completing the transaction.