1 No interest is paid on the portion of the balance in excess of $5,000,000.00.
2 Debit transactions are withdrawals, transfers, cheques,
pre-authorized payments, bill payments, debit payment purchases, NYCE
debit purchases, the debit portion of domestic (TD and non-TD ATM)
withdrawals and foreign ATM withdrawals, Interac e-Transfers and Interac
Online payments. For NYCE debit payment purchases, included in the
currency exchange cost will be a conversion fee which is calculated by
adding an additional 250 basis points to the interbank U.S. dollar
exchange rate. For example, on a purchase of $10 US with an exchange
rate of 1.3 the transaction amount will be $13.25 CDN ($10 X 1.325).
3 Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver.
4 Monthly statement record keeping available for $2.00 per month. Recordkeeping fee waived with minimum monthly balance of $25,000
The Plus Network is operated by Visa International who
is responsible for ensuring all member banks are compliant with current
standards to allow withdrawals by all Plus Cardholders.
Certain states permit surcharging of international customers at
independent ATMs. This surcharge will display electronically for the
customer to accept before completing the transaction.