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TD High Interest Savings

Premium Rate
Boost your saving potential -
the TD High Interest Savings Account helps you reach your goal faster
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Young couple with baby in front of new home.

This account is perfect if you:


  • Are a committed saver
  • Want a high rate of interest paid on every dollar above $5,0001

What's Included:

  • Interest calculated daily
  • $5 fee for debit transactions2
  • Transaction fees (except PLUS system fees) waived with a minimum monthly balance of $25,0003
  • Free Paperless Record Keeping4 OR Online Statements

Fees:

  • No monthly fee
Additional transaction fees
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  • Send Interac e-Transfers for $1.50 per transaction
  • Additional Non-TD ATM withdrawals for $1.50 each within Canada
  • PLUS system withdrawals (inside U.S. and Mexico) $3 CDN each, FREE at any TD Bank ATM
  • PLUS system withdrawal fee outside Canada, U.S. and Mexico are $5 CDN each.
Ask us your account related question:
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Valuable Account Option:
Save faster with the free Simply Save Program >
Our Simply Save Program helps you put a little money aside every time you use your TD Canada Trust Access Card for debit purchases or ATM withdrawals.

Included in this and every TD Personal Savings Account:

Convenience and Access
  • Open 50% longer than other banks, plus 7-day banking at over 300 branches across the country
  • Easy access to over 2,700 ATMs in Canada and to over 1,600 TD Bank ATMs in the U.S. at no charge
  • Free TD mobile banking app - download to an iPhone, BlackBerry® or Android™ device
  • 24/7 access via EasyWeb and EasyLine
  • Exceptional financial banking advice and customer service
Simplified Banking
  • Direct deposit of your pay or pension with no holds on the funds
  • Reach your savings goals with the help of our Simply Save program
  • Automatic pre-authorized bill payments
More Secure Banking
  • Security chip technology in TD Canada Trust Access and Credit Cards
  • We are committed to keeping your confidential information safe, a statement backed by our Online Security Guarantee.
1 No interest is paid on the portion of the balance in excess of $5,000,000.00.

2 Debit transactions are withdrawals, transfers, cheques, pre-authorized payments, bill payments, debit payment purchases, NYCE debit purchases, the debit portion of domestic (TD and non-TD ATM) withdrawals and foreign ATM withdrawals, Interac e-Transfers and Interac Online payments. For NYCE debit payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 US with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 X 1.325).

3 Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver.

4 Monthly statement record keeping available for $2.00 per month. Recordkeeping fee waived with minimum monthly balance of $25,000

The Plus Network is operated by Visa International who is responsible for ensuring all member banks are compliant with current standards to allow withdrawals by all Plus Cardholders. Certain states permit surcharging of international customers at independent ATMs. This surcharge will display electronically for the customer to accept before completing the transaction.