TD Every Day Savings
All Purpose
Get into the saving habit!
The TD Every Day Savings Account makes it easy
The TD Every Day Savings Account makes it easy
This account is perfect if you:
- Are starting to build your savings
- Expect to have a fluctuating balance
- May want to draw on your savings from time to time
What's Included:
- Interest paid on every dollar
- Interest calculated daily
- 1 free debit transaction1 per month
- Free transfers2 to your other TD Canada Trust personal deposit accounts
- Free Paperless Record Keeping3 OR Online Statements
- Minimum rate guarantee
Fees:
- No monthly fee
- No minimum balance requirement
Additional transaction fees
- Additional transactions for $2.00 each
- Send Interac e-Transfers for $1.50 per transaction
- Additional Non-TD ATM withdrawals for $1.50 each within Canada
- PLUS system withdrawals (inside U.S. and Mexico) $3 CDN each, FREE at any TD Bank ATM
- PLUS system withdrawal fee outside Canada, U.S. and Mexico are $5 CDN each.
Valuable Account Option:
Save faster with the free Simply Save Program >
Our Simply Save Program helps you put a little money aside every time you use your TD Canada Trust Access Card for debit purchases or ATM withdrawals.
Included in this and every TD Personal Savings Account:
Convenience and Access
- Open 50% longer than other banks, plus 7-day banking at over 300 branches across the country
- Easy access to over 2,700 ATMs in Canada and to over 1,600 TD Bank ATMs in the U.S. at no charge
- Free TD mobile banking app - download to an iPhone, BlackBerry® or Android™ device
- 24/7 access via EasyWeb and EasyLine
- Exceptional financial banking advice and customer service
Simplified Banking
- Direct deposit of your pay or pension with no holds on the funds
- Reach your savings goals with the help of our Simply Save program
- Automatic pre-authorized bill payments
More Secure Banking
- Security chip technology in TD Canada Trust Access and Credit Cards
- We are committed to keeping your confidential information safe, a statement backed by our Online Security Guarantee.
1 Debit transactions are withdrawals, transfers, cheques, pre-authorized payments, bill payments, debit payment purchases, NYCE debit purchases, the debit portion of domestic (TD and non-TD ATM) withdrawals and foreign ATM withdrawals, Interac e-Transfers and Interac Online payments. For NYCE debit payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 US with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 X 1.325).
2 Transfers to TD Canada Trust personal Canadian dollar chequing or savings accounts registered in same customer name using the transfer function are free. Transfers between accounts done by way of cheque or Interac e-Transfer will be treated as debit transactions.
3 Monthly statement record keeping available for $2.00 per month. Recordkeeping fee waived with minimum monthly balance of $1,000.
The Plus Network is operated by Visa International who is responsible for ensuring all member banks are compliant with current standards to allow withdrawals by all Plus Cardholders. Certain states permit surcharging of international customers at independent ATMs. This surcharge will display electronically for the customer to accept before completing the transaction.
2 Transfers to TD Canada Trust personal Canadian dollar chequing or savings accounts registered in same customer name using the transfer function are free. Transfers between accounts done by way of cheque or Interac e-Transfer will be treated as debit transactions.
3 Monthly statement record keeping available for $2.00 per month. Recordkeeping fee waived with minimum monthly balance of $1,000.
The Plus Network is operated by Visa International who is responsible for ensuring all member banks are compliant with current standards to allow withdrawals by all Plus Cardholders. Certain states permit surcharging of international customers at independent ATMs. This surcharge will display electronically for the customer to accept before completing the transaction.