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Personal Chequing Accounts

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What type of account benefits
are you looking for?

Select the benefits you want and we’ll show you a list
of TD Chequing Accounts that have them.

 

All-inclusive everyday banking, plus –


  • Annual fees waived on your choice of TD Credit Cards (one of three selections)1
  • Covers all of your day-to-day banking needs
  • Free premium U.S. banking

The peace of mind to transact as often as you wish, plus –

  • $20 discount on the first year of annual fees on your choice of TD Credit Cards (one of three selections)2
  • Our most popular account


A great choice for customers on a budget, plus –

  • Ideal for occasional account activity

Transactions3

Unlimited
Unlimited
25 per month

Monthly Plan Fee4

$29.95
or
Free
with $5,000 Minimum Monthly Balance
$14.95
or
Free
with $3,500 Minimum Monthly Balance
$10.95
or
Free
with $2,500 Minimum Monthly Balance
Free for Students5

Senior’s discount6

25% rebate
$22.45 monthly fee after rebate
25% rebate
$11.20 monthly fee after rebate
25% rebate
$8.20 monthly fee after rebate

Approximate annual value of your banking features

$7907
$5248
$3009
Expand Additional Account Features
Overdraft protection10 Monthly Fee:
$4/month (plus interest)
Pay As You Go:
$5/overdraft
(maximum $5/day plus interest)
Monthly Fee:
$4/month (plus interest)
Pay As You Go:
$5/overdraft
(maximum $5/day plus interest)
Monthly Fee:
$4/month (plus interest)
Pay As You Go:
$5/overdraft
(maximum $5/day plus interest)
Automated Savings Services Set up automated transfers to your personal Savings account Set up automated transfers to your personal Savings account Set up automated transfers to your personal Savings account
Credit Card Annual fees waived on your choice of TD Credit Cards (one of three selections) $20 discount on the first year of annual fees on your choice of TD Credit Cards (one of three selections) Every TD Credit Card has advantages – we’ll help you find the right Card for your needs!
Expand Exclusive TD features
TD Music Access
Exclusive access to concert offers & more
Free membership Free membership Free membership
TD Coin Counter Access Free for TD Personal Banking customers Free for TD Personal Banking customers Free for TD Personal Banking customers
Enhanced TD Access Card, shop:
  • In Canada
  • Online
  • Around the world
Longer hours11
Weekend hours11
Expand Valuable services
Premium U.S. banking package Free Not Included Not Included
Withdrawal from a Non-TD ATM12
Free $1.50 each $1.50 each
Withdrawal from a Foreign ATM (inside U.S. and Mexico)12 Free $3.00 each $3.00 each
Withdrawal from a U.S. TD Bank ATM
No-Fee TD Bank ATMs & No Network charges for Debit purchases13
No-Fee TD Bank ATMs & No Network charges for Debit purchases13 No-Fee TD Bank ATMs & No Network charges for Debit purchases13
Withdrawal from a Foreign ATM (outside U.S. and Mexico)12 Free $5.00 each $5.00 each
Safety deposit box Small box included14
($60 value annually)
Not Included Not Included
Expand Convenient ways to move money
Send an Interac e-Transfer $1.50 each $1.50 each $1.50 each
Receive an Interac e-Transfer Free Free Free
Send a TD Money Transfer15, 16
(in Canada)
$1.50 each $1.50 each $1.50 each
Send a TD Money Transfer15, 16
(International)
Up to $1,000: $8.95 each
Over $1,000: $12.95 each
Up to $1,000: $8.95 each
Over $1,000: $12.95 each
Up to $1,000: $8.95 each
Over $1,000: $12.95 each
Transfer money across the border17 Transfer fee waived on wires to your personal US TD Bank account Transfer fee waived on wires to your personal US TD Bank account Transfer fee waived on wires to your personal US TD Bank account
Personalized cheques Free Not Included Not Included
Bank drafts Canadian and U.S. Dollar only Free $7.50 each $7.50 each
Cheque certification Free $10.00 each $10.00 each
Expand Staying connected
Online banking
Mobile banking
Telephone banking
Access to the TD Canadian ATM network
Expand Staying organized
Paperless Record Keeping Free Free Free
Online Statements Free Free Free
Statements Free $2/month $2/month
EasyWeb View Cheque Service Free Free Free
Cheque Image Return18 Free $2/month $2/month

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Need help choosing?

Our Account Selector Tool will find the best chequing account for you.

Specialized Accounts

Student banking with no monthly fee

  • Perfect for full-time students
  • No monthly fee

Open account

Discounted everyday accounts for seniors

  • Perfect if you’re 60 years and over
  • Get rebates for easy budget management9

Open account


An account for those with very minimal banking needs

  • 8 transactions, including up to 2 full service transactions each month

Open account

Why choose TD?

Experience more comfortable and convenient banking.

Comfort comes first

Ranked highest in Customer Satisfaction
among the Big 5 Retail Banks 8 years in a row

See Why

Longer branch hours*

Even open Sunday at over 300 locations to serve you better.

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