BankingAccounts › Chequing Accounts

Personal Chequing Accounts

 
Open an account online or call 1-800-577-9588

Looking for Savings or U.S. Dollar Accounts?

    Transactions per Month Included

Select Service

View Rates & Fees

Select Service    Open Account

Monthly Fee $29.95
Minimum Monthly Balance Requirement to Waive Monthly Fee7 $5,000
Transaction Fee
See the complete list of account fees
Unlimited Transactions

Open Account

All-inclusive, everyday banking

  • All-inclusive account giving you peace of mind knowing that all of your day to day banking needs are covered
  • Annual fee waived for your choice of one of the three select TD Credit Cards1
  • Free premium US banking package
  • Estimated value of account features - $790.902
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Unlimited

Infinity

View Rates & Fees

Infinity    Open Account

Monthly Fee $14.95
Minimum Monthly Balance Requirement to Waive Monthly Fee7 $3,500
Transaction Fee
See the complete list of account fees
Unlimited Transactions

Open Account

Most popular, peace of mind banking

  • Transact as often as you wish for worry-free banking
  • $20 discount on the 1st year’s annual fee for your choice of one of three select TD Credit Cards3
  • Estimated value of account features - $5244
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Unlimited

Value Plus

View Rates & Fees

Value Plus    Open Account

Monthly Fee $10.95
Minimum Monthly Balance Requirement to Waive Monthly Fee7 $2,500
Transaction Fee
See the complete list of account fees

25 transactions per month
$1.00 per additional transaction

Open Account

Essential account for occasional use

  • A budget-friendly choice
  • Estimated value of account features - $3005
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25

Value

View Rates & Fees

Value    Open Account

Monthly Fee $3.95
Minimum Monthly Balance Requirement to Waive Monthly Fee7 $1,500
Transaction Fee
See the complete list of account fees

10 transactions per month
$1.00 per additional transaction

Open Account

A basic account

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10

Account Benefits for Students & Seniors

Value Plus with Student Discount

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Value Plus with Student Discount

Monthly Fee $0
Minimum Monthly Balance Requirement to Waive Monthly Fee7 N/A
Transaction Fee
See the complete list of account fees

25 transactions per month
$1.00 per additional transaction

Student banking with no monthly account fee

  • Perfect for full-time students
  • No monthly fee

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25

Seniors' Rebated Accounts

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Seniors' Rebated Accounts

Monthly Fee

Senior's Rebate: 25% off the monthly fee6
Select Service
$22.45
Infinity
$11.20
Value Plus
$8.20

Minimum Monthly Balance Requirement to Waive Monthly Fee7

Select Service
$5,000
Infinity
$3,500
Value Plus
$2,500

Transaction Fee
See the complete list of account fees

Select Service
Unlimited transactions
Infinity
Unlimited transactions
Value Plus
25 transactions per month
$1.00 per additional transaction

To open, call EasyLine Telephone banking at 1-866-222-3456 or visit any
TD Canada Trust branch

Discounted everyday account for seniors

  • Perfect if you're 60 years old and over
  • Get rebates for easy budget management6

View More Details

Senior's Rebate:
Unlimited

Infinity
Unlimited

Value Plus
25
  Monthly Fee Minimum Monthly Balance Requirement to Waive Monthly Fee7 Transaction Fee
See the complete list of account fees

Select Service

Open Account

$29.95 $5,000 Unlimited Transactions

Infinity

Open Account

$14.95 $3,500 Unlimited Transactions

Value Plus

Open Account

$10.95 $2,500 25 transactions per month

$1.00 per additional transaction

Value

Open Account

$3.95 $1,500 10 transactions per month

$1.00 per additional transaction

Account Benefits for Students & Seniors

Value Plus with Student Discount

$0 N/A 25 transactions per month

$1.00 per additional transaction

Seniors' Rebated Accounts

To open, call EasyLine Telephone banking at 1-866-222-3456 or visit any
TD Canada Trust branch

Senior's Rebate: 25% off the monthly fee6

Select Service
$22.45

Infinity
$11.20

Value Plus
$8.20
Select Service
$5,000

Infinity
$3,500

Value Plus
$2,500
Select Service
Unlimited transactions

Infinity
Unlimited transactions

Value Plus
25 transactions per month

$1.00 per additional transaction

Which transactions count towards your monthly total?

Transactions are the cheques you write, plus withdrawals, transfers, pre-authorized payments, electronic bill payments and debit purchases. Before you select an account, add up your most common expenses to estimate your monthly transactions.

  • Mortgage/rent
  • Gas and transit
  • Insurance – auto, home
  • Shopping and gifts
  • Gym membership
  • Travel
  • Groceries
  • Dining out
  • Childcare
  • Home projects
  • Subscriptions
  • Rentals
  • Utilities – gas, hydro, water, telephone
  • Mobile, cable and internet
  • ATM withdrawals
  • Entertainment
  • Pet care – vet, food, etc.
  • Music and app downloads

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