Renting vs. Home Ownership
This is a decision which many people face and the decision is not as easy to make as it may sound.
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Affordability, Financing and Pre-Approved Mortgages
Financially, buying a home comes down to two key things: how much you can afford as a monthly mortgage payment and how much you can afford as a down payment.
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Determine Your Debt Load
By looking at your budget, you can determine the mortgage size you can handle.
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Figure Out a Purchase Price You Can Handle
How much house is affordable?
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Make As Large A Down Payment As Possible
The size of a down payment can vary. Depending on the type of mortgage, down payments generally range from 5% to 25% of the purchase price.
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Leave Yourself Money For Other Expenses
The purchase price and mortgage payments are not the only costs associated with owning a home.
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Having the right information is a big part of making wise financial decisions. Check the topics below for investment, credit and money management information you can really use.
