A banking package for newcomers to Canada
You can get your finances organized with our New to Canada package.
- Chequing Account with no monthly fee for 6 months
- Credit card with no credit history required
- Savings Account with a bonus rate for 6 months
- One no-fee money transfer per month for 6 months
We’ve been serving newcomers to Canada for over 100 years
You can open your TD bank account before you arrive in Canada
If you live in China or India and are moving to Canada, you can call us to open your TD bank account up to 75 days before you arrive. You can also transfer up to $25,000 into your new TD bank account before you arrive in Canada. When you arrive in Canada, visit a TD branch to activate your new bank account.
Make sure you have your Canadian Immigration Visa on hand when you call.
- If you live in North China, call 10800-714-1820
- From South China, call 10800-140-1852
- From India, you can call collect to 416-351-0613
- If you are calling from a North American location, call 1-855-537-5355
The products or services described in this website are not an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized or lawful.
- More than 200 languages.
- ATM (automated bank machine) service in English, French,
Chinese, Italian and Portuguese.
- Telephone banking available in Mandarin and Cantonese.
Safe and secure banking
- When you bank with TD, your money and personal information are always protected.
- Our Online Security Guarantee protects you from theft or losses from unauthorized online banking activity.
- When you use your TD Credit Card, with Zero Liability protection from either Visa or MasterCard (as applicable), you are protected against unauthorized transactions.1
How to build a Canadian credit history
Using a credit card responsibly can help you build a positive Canadian credit history. This can help when you need to borrow money to buy a car, or a home, or to open your own business.
Did you know?
With a chequing account, personal cheques are included as a convenient alternative to using cash, and they are often used to pay for things like rent and school trips.
Take advantage of our banking package
Our package for newcomers to Canada
Get the products and services you need to organize your finances and help you settle in Canada — including a bank account and a new and innovative way to send money home.
We’re always here to help
Do you have a question about banking in Canada? We’d be happy to answer your questions about banking or finances and provide you with a personal financial assessment.
We’re here to help you achieve all your financial goals
What’s next for you?
- Finance a car?
- Finance a home?
- Plan for your children’s education?
- Invest your savings?
- Start a business?
Do you have questions about banking in Canada? We’re here to help
We’d be happy to answer any questions you have about banking or finances and provide you with a personal financial assessment. Visit a local branch to make an appointment.
1 See the applicable Cardholder Agreement for information on unauthorized transactions.
When you visit a TD branch, you’ll need to bring 2 pieces of identification:
(1) One of the following documents:
- Permanent Resident Card
- Confirmation of permanent residence (IMM Form 5292)
- Temporary Permit (IMM Form 1442, 1208, 1102)
(2) One of the following documents:
- A valid passport
- Canadian Driver’s Licence
- Canadian Government Identification card
Other identification documents may be acceptable or required. Please visit a TD branch for details.
To qualify for the New to Canada banking package:
- You are either a Permanent Resident or Temporary Resident of Canada for 2 years or less
- You provide proof of your status through your Permanent Resident Card or Temporary Permit.
- You have never opened or held a TD Chequing Account
- You are the age of majority in your Province or Territory of Residence.