 Canadian and U.S. DollarsYou may hold your assets in Canadian or
U.S. dollars, or both. When trading, it's important that you always
specify the currency in which you wish to trade - and whether or
not you wish TD Waterhouse
to convert the funds you have available to cover a trade.
Otherwise, your account may incur a debit for which you will be
charged interest.
Please ensure your request for a foreign exchange conversion is
given to us by 4:00 p.m. ET for transactions greater than $60,000
U.S. For transactions less than $60,000 U.S., the deadline is 5:00
p.m. ET. Important Reminder: Transferring funds between your Canadian
and US accountsTD Waterhouse
cannot automatically transfer funds between the Canadian and U.S.
sides of your account to cover trades. Therefore, please ask us to
make this transfer on your behalf. If applicable, also indicate to
an Investment Representative whether you will call later to sell
money market instruments to cover the trade, or whether you would
like a Representative to do it on your behalf.
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