Start Saving, Save Better

Saving money, made easier

These savings basics will help your bank balance grow. Just find the goal you want to work on — and start saving.

Get a handle on spending

• Read Article: Find your spending hot spots
• View Tip: Start using a spending system
• View Tip: Think twice before you spend
• View Tip: How to save while you spend
• Try Tool: Simply Save Calculator

Start using a budget

There is a better way to balance your bank account

• Read Article: How to create a budget
• Read Article: Find out where your money goes
• View Tip: To budget or not to budget?
• View Tip: It helps to group your spending
• View Tip: Tracking your spending with EasyWeb
• Take Tour: EasyWeb Tour
• Try Tool: Cash Flow Calculator
• Try Tool: Budget Template

Cut costs on everyday expenses

• Read Article: Reducing spending is the key to saving
• Read Article: Separate essentials from discretionary spending
• Use Checklist: Save on everyday expenses

Set some financial goals

A little planning is taking them a long way.

• Read Article: Think about what’s really important to you
• Read Article: Set goals to help you save
• Print Worksheet: Plan a roadmap to your future
• View Tip: When it comes to big goals, think small
• View Tip: Picture it, to get it
• Try Tool: Your Savings Tool

Plan ahead for big purchases

• Read Article: Use TFSAs to save for big-ticket items
• Print Worksheet: Have you factored in all the costs of owning a car?
• Read Article: How much home can you afford?
• Read Article: Pulling together a down payment
• View Tip: Save a lot of money later with a larger down payment now
• Try Tool: Your Savings Tool
• Try Tool: Auto Loan Calculator
• Try Tool: Mortgage Payment Calculator
• Try Tool: How Much Can I Afford Calculator

Start saving money

See how much you could be saving without even noticing.

• Read Article: The most effective way to save: Pay yourself first
• Use Checklist: Find some money to save
• Read Article: Take 3 small steps to start saving
• View Tip: Simply Save makes saving simple
• Try Tool: RSP Savings Calculator
• Try Tool: Simply Save Calculator
• Try Tool: Your Savings Tool

Save more money

See how much you could be saving without even noticing.

• Read Article: How to be a better saver
• Read Article: Make sure your savings are working for you
• View Article: Add to your savings
• Try Tool: Your Savings Tool
• Try Tool: Simply Save Calculator

Fine-tune my saving strategy

• Read Article: Think about short- and long-term savings
• View Tip: Why taking out a loan for your RSP contribution may make sense
• View Tip: 3 ways a TFSA can help you save more
• View Tip: Saving that gives you an extra payoff