Ideally, you want to put at least 10% of your salary each month into savings, but if that number is too difficult for you to contemplate, don’t panic — do a little something rather than nothing.

Start small by opening an RSP and setting aside just $2 a day, or $60 a month. Start contributing at age 25 and earn 6% annually, and you’ll have almost $111,500 by the time you are 65. See for yourself how small savings can add up. The website tdgetsaving.com has more tips on how to get started.