Credit Cards

Thank You for Your Interest in a TD Canada Trust Credit Card!

Use this comparison chart to help you find the card that’s right for you.
Each of our Travel credit cards offer welcome bonus points — roll your mouse over each card image to find out more.

Roll your mouse over the Visa card titles for more information
		TD First Class Travel Visa Infinite Get a welcome bonus of 20,000 TD Points upon approval.	TD Platinum Travel Visa Get a welcome bonus of 15,000 TD Points upon approval.	TD Classic Travel Visa Get a welcome bonus of 2,000 TD Points upon approval.
Current annual fee1		$120	$99	$19
Authorized User cards1,2 (up to 3)		$50 each	$50 each	free
Credit limit		Range $5,000 - $500,0003	Minimum $5,000	Minimum $500
Interest rate1		19.75%	19.75%	19.75%
Min gross annual personal income required		60,000 (or $100,000 household income)	$35,000	$12,000
Rewards Points		$1 charged = 3 TD Points	$1 charged = 3 TD Points	$1 charged = 2 TD Points
Travel Features

Travel Medical Insurance		Including4    8-or 2-day coverage depending on age5, 6	Available for purchase7	Available for purchase7
Trip Cancellation / Trip Interruption Insurance8		9
Common Carrier Travel Accident Insurance10,11		Up to $500,000	Up to $500,000
Emergency Travel Assistance Services12
Delayed and Lost Baggage Insurance10,13
No-Fee Travellers Cheques

CardAssist Card Registry Service14
Purchase security and extended warranty protection10,13
Emergency Cash Advances15
24-hour Cash and Account Access15
Cheque Cashing Privileges
TD Visa Cheques16

Auto rental collision/loss damage insurance10,17
Budget Rent-A-Car Preferred Rates18
TD Auto Club19		Optional	Optional	Optional

Net purchases are all purchases charged to the Card less refunds, rebates or other similar credits. Annual Card fees and other fees, cash advances, any service or interest charges, optional services, TD Visa Cheques, balance transfers, refunds, rebates or other similar credits do not earn TD Points, Cash Rebates, AAdvantage(R) Miles or GM Earnings.

¹ Interest rate, fees and features are subject to change.
²Primary Cardholder is responsible for all charges to the Account.
³ We will not approve a TD First Class Travel Visa Infinite Card for a credit limit of less than $5,000. To provide the ultimate spending power, we may allow the amount owing on your Account to exceed the Credit Limit for individual Purchases. The amount that we may allow to exceed your Credit Limit for individual Purchases, if any, varies according to several factors such as suspected fraud, your account history and credit and/or payment history. Refer to the "Credit Limit" section of the TD First Class Travel Visa Infinite Cardholder Agreement for further details.
⁴Underwritten by TD Life Insurance Company. Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, which are outlined in the certificate of insurance provided with your Visa Card. Note that this insurance offers different benefits on different terms and conditions than the optional Travel Medical Insurance that is available to all TD Canada Trust customers.
⁵ The day of departure from and the day of return to your province of residence each count as one full day.
⁶ 8-day coverage if you're under 65 and 2-day coverage if you're 65 or older.
⁷ All TD Canada Trust customers including TD Visa Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by World Travel Protection Canada Inc. This insurance is subject to exclusions and limitations that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. For more information contact 1-800-293-4941, or visit www.tdinsurance.com or your branch. Branch enrollments are not available outside Ontario. Note that this optional insurance offers different benefits, on different terms and conditions, than the Travel Medical Insurance that is automatically included with the TD First Class Travel Visa Infinite Card.
⁸ To be eligible for this insurance, your trip must be paid for in full using your TD Visa Card and/or associated TD Points
⁹ Underwritten by TD Life Insurance Company (for medical covered causes) and Primmum Insurance Company (for non-medical covered causes). Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, which are outlined in the certificate of insurance provided with your Visa Card. Note that this insurance offers different benefits on different terms and conditions than the Trip Interruption Insurance automatically included on the TD Gold Elite Visa Card.
¹⁰ Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Coverage Certificates provided with your Visa Card. Some benefits and coverages are only offered to the Primary Cardholder.
¹¹ Underwritten by Chubb Insurance Company of Canada.
¹² Provided by World Travel Protection Canada Inc. This is not an insurance benefit but assistance services only. Details of benefits, conditions, limitations and exclusions are outlined in the Cardholder Agreement and Benefit Coverages Document provided with your Visa Card.
¹³ Underwritten by TD Home and Auto Insurance Company.
¹⁴ Provided by Carlson Marketing Canada Ltd.
¹⁵ Visit your TD Canada Trust branch to receive a Personal Identification Number (PIN) to access your TD Visa Account through Green Machine ABM or other ABMs. TD U.S. Dollar Visa Cardholders may request a PIN by mail. Subject to available credit. Fees apply to each cash advance transaction.
¹⁶ Subject to available credit. Stop payments are not permitted. TD Visa Cheques and Twin Cheques are treated as cash advances and accrue interest from the date they are posted to your account.
¹⁷ Underwritten by Primmum Insurance Company. Car rentals must be charged in full to the Card, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder.
¹⁸ Provided by Budget Rent A Car of Canada Limited. Some conditions and exclusions may apply.
¹⁹ Auto Club Membership provided by Sykes Assistance Services Corporation, an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services. Any disputes must be settled directly with the service provider. Deluxe TD Auto Club Membership (value $79) with Deluxe Associate Plan (value $39 - total value $118) is included free with the TD Gold Elite Visa Card. It includes coverage for you, your spouse and unmarried children in your household up to 22 years of age.