Online investing has lower costs. Index funds typically have lower management fees. TD e-Series Funds put those two savings together and pass them on to you in the form of lower Management Expense Ratios (MERs).

That means more of your money goes to purchasing investments and you keep a higher percentage of the potential returns generated by every fund in your online portfolio, which can help you reach your goals faster.

Using the Internet lowers the cost of investing and you get the benefits. By opening and agreeing to the terms of a TD e-Series Funds Account, you will access your account, execute your transactions and receive all your communications online. This eliminates paper, postage, and other expenses. These savings are channeled back to you in the form of lower overall fund expenses, delivering a viable low cost investment option.

In addition to the Internet-related savings, TD e-Series Funds provide you with the opportunity to purchase, sell and monitor a portfolio of low cost online investments comprised of TD Index Funds. Index funds are mutual funds that seek to track the performance of well-established market indices, such as the S&P 500 Index and the S&P/TSX Composite Index.

Index funds generally have lower management fees compared with most other types of mutual funds because they are less expensive to operate and manage. Mutual Fund experts in charge of the fund simply rebalance the portfolio on an ongoing basis to match the index it seeks to track. This could mean more savings for you.

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