Home
 

Victor Carvalho
Manager, Residential Mortgages
Cell: (416) 536-9762
Fax: (416) 849-0231
Pager: (866) 767-5446
Dear Customer,

Whether you are a first time homebuyer, renewing your mortgage, or utilizing your home equity for investment opportunities, consulting with a professional is crucial. A decision of this magnitude should not be handled by just any one. In trusting an individual that you can rely on and who is affiliated with a reputable institution is a very sound choice.

Making the right decision today will save you thousands of dollars over the course of your mortgage amortization. As a Mortgage Specialist with TD Canada Trust, I am able to offer you some of the most innovative mortgage products available today. I understand each individual has a unique set of needs; therefore, my goal is to customize a mortgage that puts you in a comfortable financial situation and is flexible for your changing lifestyle.

Working at more than one financial institution has given me a broad perspective and many years of experience in the financial industry dealing directly with customers, giving me a competitive advantage in the market place. Put my knowledge and experience to work for you and, together, we can develop a plan that will save you money by:

  • Reducing your cost of financing
  • Freeing cash flow
  • Decreasing your amortization
  • Allowing you to tap into equity built into your property

Professionalism, dedication and trust backed by an institution of 150 years of delivering what it promises: prompt, friendly, and exceptional service…that's unbeatable value.

I look forward to an opportunity to meet with you, further discuss your needs and select your perfect mortgage solution.

Best Regards,

Victor Carvalho,
Manager, Residential Mortgages