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Ramy Ibrahim
Manager, Residential Mortgages   
Telephone: (416) 997-3279
Pager: 1-866-767-5446

Dear Customer,

For over 14 years, I have provided thousands of clients with professional home financing service and advice within the Greater Toronto area. My breadth of knowledge in the constantly changing mortgage business and local real estate market can help provide workable solutions tailored to achieve your financial goals.

I pride myself on providing professional advice and a very high level of customer service to mortgage customers. My role is to work exclusively with mortgage customers...whether you are purchasing, looking to renovate a home, transferring a mortgage or re-finance an existing mortgage. As a Residential Mortgage Manager at TD Canada Trust, I am able to offer my clients some of the most innovative home financing products available in the marketplace today.

My previous experience has included lending, financial planning and advisory services, commercial banking, investment management and counsel, brokerage and insurance. I have learned that heroic service does not come from policy manuals, it comes from people who care, and from a culture that encourages and models customer service driven attitude. I believe in providing exemplary service and advice while establishing accountability, credibility and confidence during the lending process.

My goal is to make the home financing experience as comfortable as possible while developing action plans which will:

  • Reducing your cost of borrowing
  • Reviewing your cash flow to maintain your lifestyle
  • Decrease your amortization to save you money

I can meet with you at your convenience, wherever and whenever you choose. I am available outside of normal banking hours, weekends and evenings, to suit your schedule.

Yours truly,

Ramy Ibrahim


Paragon and Platinum Club Award Winner 2003-2007