As a Manager of Residential Mortgages, I pride myself on offering superior customer service coupled with a wide variety of competitive mortgage products. As a recipient of TD Canada Trust "National Award of Excellence," my commitment is to offer customers valuable advice and exceptional customer service. I will provide customers with the expertise and knowledge obtained over my 9 year career with TD Canada Trust.

As your Mortgage Specialist I will:

• Assist home buyers with their first home purchase or help them finance their next home.
• Leverage home equity for renovation purposes or consolidate outstanding debts.
• Team up with professionals in your community to provide financial and real estate advice.
• Illustrate how paying rent could be the same as paying your very own mortgage.
• Provide the lowest rates up to 120 days upon completion of a pre-approval.

Please call or email me today to set up a meeting at your convenience. I'm available 7 days a week during and outside normal banking hours.

Together, we can make home ownership a reality.

Sincerely,

Mike Garganis