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Mortgages


Mortgage Rates

TD Canada Trust offers a range of home mortgages with rate plans to suit all needs. Mortgage rates are important, but so is flexibility. To find the right mortgage for you, you need to take all of its features and benefits into account. Click on the mortgages below to learn more about our mortgage rates, features and terms.

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Special Offers1 Rates
1 Year Fixed Rate Mortgage 2.650% 3
4 Year Fixed Rate Mortgage 4.140% 3
5 Year Fixed Rate Mortgage 4.340% 3
5 Year Fixed Rate Green Mortgage 4.590% 3
10 Year Fixed Rate Mortgage7 5.450% 3

Fixed Rate Mortgages4
Term Closed Convertible Open 4% Cash
Back
5% Cash
Back
6 mo   4.600%      
1 yr 3.650%   6.550%    
2 yr 3.950%        
3 yr 4.500%        
4 yr 5.190%        
5 yr 5.590%       5.590% 1
6 yr 6.100%       6.100%
7 yr 6.600%       6.600%
10 yr 6.700%       6.700%

Variable Rate Mortgages5 Rates6 APR2
5 Year Closed Rate is TD Mortgage Prime.
TD Mortgage Prime is 2.25% Effective Date May 1, 2009
2.250% 2.250%
5 Year Open Rate is TD Mortgage Prime + 0.80%.
TD Mortgage Prime is 2.25% Effective Date May 1, 2009
3.050% 3.050%

Mortgage Financing

All our mortgages are available as Conventional or High-Ratio financing.

Mortgage Payment Options

All our fixed rate and Variable Interest Rate Mortgages can be paid weekly, biweekly, semi-monthly or monthly.

Rapid Paydown

For all our mortgages, payments can be increased by up to 100% over the term without charge.

Prepayment Option

With the exception of the 1 Year Open Mortgage and the 5 Year Open Variable Interest Rate Mortgage, you can pay down up to 15% of your original mortgage amount each year. With our 5 Year Open Variable Interest Rate Mortgage you can make a full or partial prepayment on any date however, full prepayment is subject to an administration fee.

For more information on these mortgage rates and options, call us at 1-800-722-3098, visit your local TD Canada Trust branch or locate a Mobile Mortgage Specialist.

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