Welcome to the TD Canada Trust Mortgage Navigator All you have to do is answer the following questions and the TD Canada Trust Mortgage Navigator program will help you decide which TD Canada Trust Mortgage is best for your personal and financial needs! 1. Please tell us how much risk you are willing to tolerate: High Risk Tolerance: You're a market watcher. You like to take advantage of every adjustment in mortgage rates; you need the flexibility to adjust your mortgage interest rates when you want. Low Risk Tolerance: You like predictability and stability in your personal finances; and need to plan expenditures and debt obligations carefully. Middle Risk Tolerance: You're halfway between the two. 2. Please tell us if you think mortgage rates will: rise significantly within the next year. fall significantly within the next year. remain at roughly the same levels. I'm not sure how mortgage rates will change. 3. Please tell us how long you intend to keep the home you are financing: 2 years or less. between 3 to 5 years. more than 5 years. 4. Which of the following descriptions is closest to your current situation: I'm just starting out. I'm trading up to a bigger house and mortgage. I've had a mortgage for a while. I've almost paid off my mortgage. 5. Please tell us what your income expectations are: My future income will be stable. My future income may fluctuate.(For example, you are self employed or work on commission). My income will be supplemented by my plans to sell my house in the next year or so. 6. Please tell us a little about your current financial situation: I have some discretionary income in my household monthly budget. My monthly budget is tight; I need to watch my household spending closely. I plan on making some major purchases/expenditures in the near future.