Take out a closed, five-year, TD Canada Trust Great Rate Mortgage¹ and enjoy -

• Savings - Get a monthly adjusted interest rate that will remain 1/2% below TD Prime throughout the full five-year term of your mortgage.² As of August 1, 2002 the TD Prime rate is 4.50%. That means your mortgage rate would be 4.00% per annum for that month (4.50%-1/2%). The Annual Percentage Rate (APR), assuming no interest rate changes over the term, would be 4.00%.

• Security - Afraid interest rates might rise? You can convert to a TD Canada Trust mortgage with a fixed interest rate at any time.³ And if you convert the Great Rate Mortgage within the first 12 months of your term into a fixed five-year mortgage, you'll get 1% off the posted five-year rate - guaranteed.⁴

• Convenience - Enjoy easy-to-budget, fixed monthly payments.

Pay off your mortgage faster with convenient payment options

• Increase your regular principal and interest payments by up to 100% over the term of your mortgage without penalty

• Make lump-sum payments of up to 15% of the original principal amount each year

For more information about the Great Rate Mortgage or any other TD Canada Trust mortgage solution, call 1-800-368-8691, visit your branch, or locate a Mobile Mortgage Specialist nearest you!